Casino without Swedish license: Compare the best casinos without Spelpaus 2024

av Anders Larsson Senast uppdaterad: 27/06/2024

A casino without Swedish license is a casino without Spelpaus (game break). This is because casinos without a Swedish license are not licensed by Spelinspektionen (the Swedish Gaming Authority). Thus, they are not obliged to integrate the Spelpaus casino blocking software.

Casinos without a Swedish license have increased in popularity. That’s because they offer better bonuses, greater game variety and higher deposit limits than Swedish-licensed casinos.

In this article, we’ll give you all the information you need about online casinos without a Swedish license. That includes everything from pros and cons to depositing, withdrawing, taxation, bonuses, games and more. And, of course, we list all the best casinos without a Swedish license…

Best casinos without Swedish license by category

Click or tap on one of the lists below to find your perfect casino without Swedish license…

	Best casinos without Swedish license	Top rated Multiple payment options Large selection of games	Visit now
	Fast withdrawal casinos without Swedish license	Fast withdrawals Fast deposits Direct bank transfer	Visit now
	New casinos without Swedish license	New casinos New bonuses New casinos without Spelpaus	Visit now
	Tax free casinos without Swedish license	Best tax free casinos Different bonus types Different licenses	Visit now
	EU casinos without Swedish license	MGA and EMTA license Tax free License within EU	Visit now
	Sports betting without Swedish license	Sports betting sites Best odds Betting bonuses	Visit now

Top 10 casinos without Swedish license

Below, we’ve collected the 10 best casinos without a Swedish license. All the online casinos in our list rank highly in many areas. According to our casino review criteria, each site scores top marks for licensing, bonuses, payment methods, fairness, and more.

Compare the best casinos without Swedish license

Next up, let’s directly compare the 10 best casinos without a Swedish license. With this table, you can easily see the key criteria for which each casino site scores the highest rating.

Why trust us and our casino information?

We founded casino-utan-svensk-licens.net in 2020. Our primary motivation was finding a way around all the restrictions that came with the then-newly introduced licensing system in Sweden. This is a system that went into effect on January 1, 2019.

We experienced the effects of the license system directly as players ourselves. So, we turned to casinos without a Swedish license due to the many limitations and disadvantages of the Swedish license system.

Our team consists of myself, Anders Larsson, as well as Henrik Lund, Monica Granquist and Astrid Gustafsson. We are all experienced casino players with over 20 years of expertise in the Swedish online casino market.

Personally, I’ve worked for Svenska Spel and LeoVegas, both of which are large companies in the Swedish market. Henrik has worked at the popular Swedish casino payment provider Trustly. And Monica has worked as an iGaming journalist for many years. Astrid is an expert in casino games and has worked at, among others, Bet365.

You can read more about us here.

What is a casino without Swedish license in detail?

A casino without a Swedish license is an online casino that is regulated and licensed outside of Swedish legislation.

The trend with casinos without a Swedish license is a consequence of the Gambling Act (2018:1138)Riksdagen.se - Swedish Gambling Act (2018:1138)
https://www.riksdagen.se/sv/dokument-och-lagar/dokument/svensk-forfattningssamling/spellag-20181138_sfs-2018-1138/ #, which was introduced in 2019. The rules state that all gambling companies that want to market gambling to Swedish players must have a gambling license from the Swedish Gambling Authority.

Many casinos chose to apply for the Swedish gaming license. However, many others refrained. Some of the reasons why a large number of casino operators have not applied for a Swedish gaming license are that the license fee is high, the profit tax is relatively high and the technical requirements are very high.

But, even though a casino does not have a license from the Swedish Gambling Authority, they can accept Swedish players. The only proviso is that they do not direct their site towards the Swedish market.

Therefore, you will not find any information in Swedish at a casino without a Swedish license. In addition, you cannot make deposits, withdrawals or bets in Swedish kronor. However, playing at a casino without a Swedish license is perfectly legal!

This is what it says on the Swedish Gambling Authority’s website:

In addition, it is not guaranteed that your possible winnings will be tax-free. If you play at a casino whose license is issued by a gambling authority outside the EU or EEA, you can be taxed at 30%. Therefore, you should always check which gaming license is used if you intend to jump on the trend and play at a casino without Swedish license.

How does a casino without a Swedish gaming license work in practice?

Casinos without a Swedish license operate in many of the same ways as those with a Swedish license. However, there are important differences that affect the gaming experience, security and regulation.

Below is an overview of how these casinos work and the main differences compared to casinos with a Swedish license.

How they work:

• Access: When accessing these casinos, there is no difference compared to casinos with a Swedish license. You don’t need to use VPN or other services. You can access them directly from Sweden without issues.
• Registration process: The registration process also works in much the same way as with Swedish-licensed casinos. You register by entering details such as your first name, address, email and so on. (Note, however, that BankID does not work).
• Deposit: You deposit money at the casino just as you normally would. (Note, however, that some payment methods are not available).
• Gaming experience: Once you have an account, you can start playing your favourite games right away.
• Withdrawal: When you have finished playing and want to withdraw your winnings, the process is the same as at a Swedish-licensed casino.

Differences compared to casinos with a Swedish license:

• Regulation and licensing: Casinos without a Swedish license are regulated by authorities other than the Swedish Gaming Authority, such as the Malta Gaming Authority, Curaçao Gaming Control Board, and Government of Gibraltar.
• Bonuses and promotions: Casinos without a Swedish license often offer more generous bonuses and promotions. They are not bound by the strict Swedish rules that limit offers to one bonus per player.
• Game selection: Casinos without a Swedish license offer similar games, such as slots, table games, live casino and sports betting.
• Game providers: These casinos may offer a different range of games from several different game providers. They are not limited by the same restrictions as Swedish-licensed casinos.
• Payment methods: Casinos without Swedish license offer other payment methods. For example, they do not offer BankID methods such as Trustly, Zimpler or Brite but can offer cryptocurrencies.
• Spelpaus and responsible gambling: Casinos without a Swedish license are not connected to the Swedish self-exclusion system Spelpaus. Swedish players can still play at foreign casinos.
• Tax rules: Profits from casinos with a license within the EU/EEA are tax-free for Swedish players. Profits from casinos licensed outside the EU/EEA may be taxable.
• Customer protection and security: The Swedish license is particularly strict on player protection. It includes deposit limits, time limits and other responsible gambling tools, to name but a few.
• Technology: Foreign casinos are optimised for mobile devices. However, there are fewer technical requirements compared to casinos with a Swedish license.
• Customer service: Regardless of license, most casinos offer customer service via live chat, email and phone. (Note, however, that customer service will not be provided in Swedish).
• Game limits: A casino without a Swedish license is not bound by laws that limit certain things. These include deposit limits, payout limits, time limits and loss limits.

Taxation of casinos without a Swedish license vs. with a license

Since January 1, 2019, all casinos with a Swedish license have to pay 18% gambling taxSkatteverket.se - 18% gambling tax
https://www.skatteverket.se/foretag/skatterochavdrag/punktskatter/spelskatt.4.18e1b10334ebe8bc80005390.html #. However, it is the betting company, not the player, that is obliged to pay tax. Having said that, this does not apply to gambling for public benefit purposes.

In principle, this means that all player winnings are tax-freeSkatteverket.se - The Swedish Tax Agency
https://www4.skatteverket.se/rattsligvagledning/2621.html #.

However, the following requirements must be met:

• The win comes from a Swedish-licensed casino according to the Gambling Act (SFS 2018:1138) and the game requires a license according to the same law.
• The game is provided in Sweden and the game does not require a license according to the Gaming Act.
• The game is provided in a state within the EU/EEA and the game does not require a license in Sweden.

The Gambling Act from 1 January 2019 only applies to Swedish licensed casinos. That means casinos without a Swedish license are tax-free for Swedish players if they are based within the EU!

Are online casinos without a Swedish license tax-free?

Yes, casinos without a Swedish license are completely tax-free if they have a license within the EU/EEA and do not target the Swedish gaming market, cf. Gaming Act §2Skatteverket.se - Swedish Gaming Act §2
https://www4.skatteverket.se/rattsligvagledning/371248.html?date=2024-01-01#section1-2 #. This depends on the scope of the law.

Profits from casinos without an EU license are, however, taxable. This means that you may have to pay tax on any winnings you win at casinos outside the EU. It is, therefore, extremely important that you always check the casino’s license before playing.

Tax on casinos within the EU/EEA

If the casino is licensed within the EU/EEA and does not target the Swedish gaming market, all winnings are tax-free.

This applies if, for example, the casino has a license from the Malta Gaming Authority and the website is not written in Swedish. Historically, the European Single MarketMultimedia Centre - The European Single Market
https://multimedia.europarl.europa.eu/en/video/the-european-single-market_B03-ESN-171128 # ensures that goods and services can move freely within the EU.

If, on the other hand, the EU casino has information in Swedish, or can otherwise be considered directed at Sweden, the winnings are taxable. You can read more about the definition of directed towards Sweden, cf. The Swedish Gambling Authority’s work against illegal gambling activitiesSpelinspektionen.se - The Swedish Gambling Authority’s work against illegal gambling activities
https://www.spelinspektionen.se/globalassets/dokument/ovriga-dokument/illegalt-spel/spelinspektionens-arbete-mot-olaglig-spelverksamhet-online---strategi-okt-2021.pdf #.

If you want to get a quick overview of such casinos, check out our page on tax-free casinos.

Tax on casinos outside the EU/EEA

Casinos outside the EU/EEA are always subject to tax. You must pay a profit tax of 30%Skatteverket.se - profit tax of 30%
https://skatteverket.se/privat/skatter/arbeteochinkomst/inkomster/tavlingsvinster.4.7459477810df5bccdd4800015166.html#:~:text=Nettovinsten%20%C3%A4r%20summan%20av%20dina,p%C3%A5%20nettovinsten%20%C3%A4r%2030%20procent # at all casinos that do not have a Swedish license or an EU license.

Therefore, we always advise checking the license, so you don’t get a tax hit!

Overview of gaming taxes per licensor

This table shows a list of all licensors whose casinos you have to pay tax on gambling winnings and those where you don’t…

Do casinos release information to the tax authorities?

The short answer is that it varies depending on the country in which the casino is regulated.

When it comes to casinos without a Swedish license and their reporting of player information to the Swedish tax authorities, there are some important points to understand.

Casinos without a Swedish license are regulated by licensing authorities in the countries where they are based. These casinos follow laws and regulations in their respective jurisdictions. This does not necessarily include reporting gambling winnings to the Swedish Tax Agency.

In most cases, the responsibility for declaring and paying tax on gambling winnings lies with the player. This means that if you play at a casino without a Swedish license and live in Sweden, it is up to you to report your winnings to the Tax Agency and pay any tax according to Swedish law.

Sweden has tax agreements with many countries to avoid double taxation and to promote the exchange of tax information. These agreements may affect how information about gambling winnings is handled across borders. If a casino is based in a country with such an agreement with Sweden, there may be a formal mechanism for the exchange of tax information.

While tax treaties can facilitate the exchange of information between countries, it is less likely that casinos without a Swedish license actively report gambling winnings directly to the Swedish Tax Agency. Instead, such information can potentially be requested by the Swedish Tax Agency in special cases, especially if there are suspicions of tax evasion.

Do the casino’s payment methods release information to the Tax Authority?

Basically, no. None of the payment services releases any information to authorities when you use them at online casinos without a Swedish license.

The only exception is if the local laws where the payment methods are incorporated say otherwise. Or, if they are required to do so under international law.

In theory, this could only happen if you don’t provide the necessary documentation that the casino requests. They can then report you to the relevant authorities to combat money laundering. After that, the authorities can obtain a court order forcing information from the payment provider about your transactions.

How do you pay tax on winnings if you play casinos outside the EU/EEA?

If you play at a casino without a Swedish license and the winnings are not tax-free, you can follow this guide. By following these steps, you can ensure that you meet your tax obligations in Sweden regarding gambling winnings.

What is a casino without Spelpaus?

A casino without Spelpaus is a casino that is not connected to the Spelpaus system.

A casino without Spelpaus is, therefore, exactly the same as a casino without a Swedish license. The two terms are used as synonyms of each other. That’s because casinos that are supervised by other gaming authorities are not connected to the Swedish tool, Spelpaus.

Having said that, it is possible to exclude yourself from casinos under the supervision of other gaming authorities. However, there are no overarching tools from the gambling authorities. Instead, you have to shut yourself off from each of them. It is, unfortunately, a bit more time-consuming than using the Spelpaus system. However, at the same time, you can choose which casinos you want to avoid.

How does Spelpaus work?

Spelpaus offers the opportunity for individuals to voluntarily exclude themselves from online gambling for a specified period. By signing up to Spelpaus, your data becomes available to all gaming operators and casinos with a Swedish license.

If the registered individual attempts to use their gaming account, the system immediately detects their Spelpaus status and denies them access. This mechanism is direct and helps to encourage responsible gambling while putting the power in the player’s hands.

You can read the most common questions & answers on Spelpaus’ website.

How to disconnect from games with Spelpaus

Here, we explain how you can pause your gambling activities using the Spelpaus service…

How long can you self-exclude yourself?

As previously mentioned, you can choose to switch off for 1 month, 3 months, 6 months or forever.

If you choose to switch off for the time being, you have the option to log in again after 12 months.

Can you cancel a suspension via Spelpaus?

No, you cannot cancel a suspension via Game Pause.

There are players who accidentally shut themselves off via Spelpaus. If you have activated suspension on Spelpaus.se, you cannot undo or remove the suspension. The suspension period that you have selected is the one that applies.

The earliest an ”until further notice” suspension can be terminated is after 12 months. To do that, click or tap the ”Log in” button in the menu at the top of Spelpaus’ website and then select ”End your suspension”.

Other responsible gambling tools and services in Sweden

In addition to Spelpaus, Sweden offers several other tools and services for gambling responsibility that can assist players in controlling their gambling effectively.

Tools include, among others, deposit limits, loss limits, session times and self-tests.

Services include, among others, Stödlinjen, Vårdguiden 1177  and Riksberoendes Riksförbund.

The support line, the Vårdguiden and the Swedish Gambling Association are support groups if you need support and share your experiences with other individuals who are or have been in a similar situation. You can also do self-tests at Stödlinjen, which can indicate whether you are developing problematic gambling.Stödlinjen - Testa dina spelvanor
https://stodlinjen.se/spelberoende-test-pgsi #.

Is it legal to play at casinos without Spelpaus?

Yes, as a Swedish player, you can legally play at the casino without Spelpaus. However, the casino must not target Swedish players.

Online casinos that do not have the Swedish gaming license do not offer Spelpaus and are thus called casinos without Spelpaus. In other words, you can choose to play at a large number of different casinos that lack this aid.

How to disconnect from online casinos without Spelpaus

Today, many Swedish players choose to play at online casinos that are not connected to Spelpaus.se. Therefore, it can be good to know how to go about closing your account on your own.

Follow these steps if you want to disconnect from casinos without Spelpaus:

Remember that you can also set deposit limits, loss limits and session times at casinos without a Swedish license. We recommend reading more about limits at casinos without a Swedish license.

Alternative to Spelpaus at foreign casinos

Even if the Swedish Spelpaus tool is not available at casinos without a Swedish license, there are other tools and options. These tools and services can help you take a break from gaming or exclude you from gaming altogether. Examples of such services include:

Gamban

GambanGamban - Get The Support You Need to Quit Online Gambling
https://gamban.com/ # is an app that can block your access to as many as 60.000 gambling companies. It is updated continuously, is easy to install and works on Windows, MacOS, iOS and Android. Gamban costs between 2.50 and 2.99 euros a month.

GamBlock

GamBlockGamBlock - Helps Gamblers avoid becoming desperate gamblers
https://www.gamblock.com/ # works a bit like a VPN (Virtual Private Network). It is a service that blocks internet access to gambling companies.

BetBlocker

BetBlockerBetBlocker - Block Online Gambling Websites
https://betblocker.org/ # is a free tool that helps you block access to several thousand betting sites. Install it on your devices to block yourself. You can also choose how long you want to be blocked.

Alternative gambling addiction support

We have previously mentioned that there are alternatives to the Helpline at casinos without a Swedish license. Let’s describe them in more detail here:

Gamblers Anonymous

Gamblers AnonymousGamblers Anonymous - Gamblers Anonymous
https://www.gamblersanonymous.org/ga/ #) is a support organisation. Here, men and women share their experiences, help each other solve problems and support each other in overcoming gambling addiction.

Gambling Therapy

Gambling TherapyGambling Therapy - Providing online help for problem gamblers
https://www.gamblingtherapy.org/ # is a global service offering free support and advice to anyone affected by gambling addiction.

The service provides help through various channels. These include online support groups, live chat and email advice. There are also several self-help tools and resources available on their website.

Payment methods at casinos without Swedish license

Casinos without a Swedish license often offer a wide range of payment methods, similar to those found in casinos with a Swedish license, but with some important differences.

Although many traditional payment options such as credit cards and e-wallets are usually available, casinos without a Swedish license differ in Pay N Play services and the use of BankID. These fast and secure payment solutions, which are popular in Sweden, are often not an option at casinos outside the Swedish licensing system.

For more detailed information, check out our in-depth articles about each payment method.

Working payment methods at casinos without Swedish license

Many different payment methods work just fine at casinos without a Swedish license. Take advantage of the information below to get maximum entertainment value when you play at a casino without a Swedish license…

Blocked payment methods at casinos without Swedish license

Many popular payment methods do not work in casinos without Spelpaus.

You cannot use Trustly or Zimpler at non-Swedish casinos because they require BankID. Even so, we want to inform you about them below because they were so popular in the past…

How to deposit at a casino without Swedish license

Depositing money at a casino without a Swedish license may differ slightly from the process at casinos with a Swedish license. This is mainly due to different available payment methods and regulations.

Here is a step-by-step guide on how to go about making a deposit at a casino without a Swedish license…

How to withdraw from a casino without Swedish license

Withdrawing money from a casino without a Swedish license is a process that requires you to use the available withdrawal methods. It is very similar to casinos with a Swedish license, except for the fact that some payment methods are not available at casinos without a Swedish license.

Here’s how to make a withdrawal…

Which casinos without a Swedish license have the fastest withdrawal times?

The casinos with the fastest withdrawal times vary depending on the chosen payment method and the actual casino.

This is because some payment methods process payments faster than others. The same thing applies to online casinos, where some are faster than others. In addition, some casinos carry out a KYC process more often than others when withdrawing.

We have researched and found foreign casinos with fast payouts. See the withdrawal times in the table below…

Comparison table for casinos without a Swedish license with the fastest withdrawals:

*Based on AstroPay payments in our test. We tested a total of 97 casinos.

Comparison table for payment methods with fastest withdrawals:

*Based on averages and what is reported by the casinos.

Are there casinos without a Swedish license with BankID?

No. Nowadays, it is impossible to find a casino without a Swedish license with BankID. The reason is that BankID is a service that is only used by Swedish consumers and it is not legal for casinos without a Swedish license to use BankID.

The Swedish Gaming Authority has written as follows regarding the use of BankID in casinosSpelinspektionen.se - Zimpler to cease promoting illegal gambling
https://www.spelinspektionen.se/press/nyhetsarkiv/forelaggande-om-att-zimpler-ska-upphora-med-att-framja-olagligt-spel/ #:

Those who want to play at a casino without a Swedish license will have to get used to the idea of ​​playing without a BankID. In addition, this means that you will usually have to go through the classic KYC process.

The gambling companies will request copies of ID documents and proof of address. It may also happen that they want to see other documents that prove your identity. The purpose is to counter money laundering and the financing of terrorism.

What bonuses do casinos without a Swedish license offer?

As previously mentioned, Swedish licensed casinos can only offer a welcome bonus, no more. Even if the license covers several brands. This also applies if a player has ”different game accounts” in the different brands cf. The Swedish Gaming Authority on bonuses and bets.Spelinspektionen.se - The Swedish Gaming Authority on bonuses and bets
https://www.spelinspektionen.se/fragor--svar/bonus--insatser/#:~:text=En%20licenshavare%20f%C3%A5r%20bara%20erbjuda,%E2%80%9DFr%C3%A5gor%20%26%20svar%20f%C3%B6r%20spelakt%C3%B6rer. # This does not apply to casinos without a Swedish license!

A casino that does not have a Swedish license can award all types of bonuses. All casinos are different and thus often offer different types of bonuses. They can, therefore, unlike a casino with a Swedish license, offer more than just a welcome bonus.

The majority of all ”traditional” gambling companies offer some form of bonus. In contrast, today’s modern casinos, which often focus on games without an account, rarely offer bonuses. Here, the focus is usually on offering smooth and fast play via registration and login via BankID.

Below you will find examples of the most common bonuses you can expect at casinos without a Swedish license:

Are there limited-time casino offers?

Yes, casinos without a Swedish license often offer time-limited bonuses. For players looking for that little extra, casinos without a Swedish license offer an exciting opportunity to experience time-limited promotions. These can dramatically enhance your gaming experience.

By staying informed and acting quickly, you can take advantage of the most beneficial promotions. They often look like this:

Which casinos without Swedish license have the best bonuses?

With our comparison table below, we hope to make it easier for you to find the best casino bonuses without a Swedish license in various categories.

What gaming licenses do casinos without Swedish license have?

Casinos without a Swedish license are usually licensed in Malta, Estonia or Curaçao. Sometimes casinos also use less common licenses such as those from the Isle of Man, Alderney, Gibraltar or Kahnawake Gaming Commission.

It is important to understand what differentiates these licenses as they have a major impact on taxation (as mentioned above), player protection and ensuring a good gaming experience.

Therefore, we provide a brief introduction to the foreign gambling authorities below:

How does the license affect the technical requirements placed on casinos?

As a starting point, casinos without a Swedish license are not subject to the same technical requirements as casinos with a Swedish license. This is because the authorities tasked with regulating, controlling and setting technical requirements for the casinos are different.

In Sweden, the Gaming Authority has a significantly higher requirement profile than, for example, the Malta Gaming Authority (MGA).

Requirements for casinos without a Swedish license

• The homepage must use HTTPS and the security protocol must meet security requirements.
• The gaming platform and software must be encrypted. The same applies to the connection to the banks responsible for deposits and withdrawals.
• All users must be given a gaming account, and all transfers must be recorded (but not passed on to the authorities).
• There must be technical validation for the approval process by customers. There is also a technical KYC process for validating name, address, postal code, city, country and other customer details.
• The users’ money in a casino account must be kept separate from the casino’s own money.
• The casino must give the user access to information about balance, game history, deposit and withdrawal history.
• There must be technical solutions and alarms to catch any suspicious gaming activity. Among other things, this is to combat money laundering and gambling addiction.
• When a game account is closed, the player must be paid their remaining money within 5 days.

Extra requirements for Swedish casinos

• The users’ financial transfers must be reported to the authorities (Spelinspektionen) every month.
• Technical restrictions must be set up so that the casino or the players cannot transfer money between game accounts.
• Users’ gaming accounts must be set up so that they can only receive ONE welcome bonus.
• The casino may only cooperate with suppliers and offer payment methods that comply with the Act (2010:751) on payment services.

Licensing is a key factor that affects everything from player protection to taxation and gaming experience. This is why you must choose carefully and always check the casino’s license!

Account registration and verification of casino accounts at casinos without Swedish license

Creating a casino account and understanding how the KYC process (Know Your Customer) works are important steps to start playing at casinos without a Swedish license.

Both account registration and the KYC process are slightly different at casinos without a Swedish license compared to casinos with a Swedish license. However, at the same time, they are also very similar.

How to create a casino account

Creating a casino account at casinos without a Swedish license is a simple process. It differs a little from casinos with a Swedish license because you cannot use BankID to create an account.

Here’s a detailed walkthrough of how to go about it:

How the verification process / KYC process works

Verification control, or KYC (Know Your Customer), is something all casinos are required to do to comply with money laundering laws and regulations.

The KYC process often takes place when you register at the casino or when you have to make a withdrawal. It also happens if you win big (typically more than 25.000 kroner or 2.000 euros). This does not depend on the license, or whether it is domestic or foreign.

The big difference, however, is that casinos with a Swedish license have stricter legal requirements regarding customer awareness. Therefore, they require more documentation compared to casinos without a Swedish license.

If you need to go through a KYC process, it will often look like this:

What documentation must be submitted?

Most often, casinos require you to verify yourself with the following information:

• A copy of your ID (e.g. driver’s license, passport or health insurance card)
• A copy or declaration of your home address (for example a telephone bill or an electricity bill)
• A copy of the payment method in your name (for example, your credit card or PayPal account screenshot)

Is it safe to send documentation to casinos without a Swedish license?

Yes, it is. If the casino has a license in another country, they are subject to many rules for processing personal data (for example GDPR if the casino is based in the EU). In addition, the casino has absolutely no interest in leaking this information because then people would not dare to play there.The European Parliament and the Council of the European Union - The European Parliament and the Council of the European Union Regulation
https://eur-lex.europa.eu/eli/reg/2016/679/oj #.

How does the casino protect and secure personal information?

Casinos without a Swedish license handle and store personal data about their users with great care. This is in accordance with international data protection laws and standards.

To protect data transfers, casinos without a Swedish license use advanced encryption technology, such as SSL (Secure Socket Layer) or TLS (Transport-Layer-Security). It ensures that all information sent between the player and the casino is protected and cannot be read by unauthorised persons.

Access to personal information is strictly limited within the casino’s organisation. Only authorised personnel with clearance to handle information will have access to it.

Personal data is stored on secure servers that are protected against unauthorised access, data loss or other security threats. Many casinos also use cloud-based solutions with high-security standards for data storage.

In addition, information is not stored longer than necessary. The casinos adhere to the principle of data minimisation and retain personal data only as long as it is necessary for the purposes for which it was collected, or as long as it is required by law.

To read more about exactly how they process your data, we must refer you to the casino’s website. You will find information about this in the casino’s privacy policy.

Marketing and advertising

Generally speaking, when you create an account and accept the casino’s terms of use, this often includes consent to receive marketing communications from the casino.

This means that the casino has the right to send information about promotions, new games and other offers via e-mail or other means of communication that you have specified during registration. However, it is important to note that you as a player always have the option to opt out of these by unsubscribing from the newsletter or contacting the casino’s customer service to request that you no longer receive marketing material.

But remember, these casinos are not allowed to send e-mails or other advertising in Swedish! In other words, expect everything to be in English.

More about casinos without an account and Pay N Play casinos

Casinos without an account, Pay N Play casinos and casinos without registration basically mean the same thing.

Pay N Play is a smart solution for managing deposits and withdrawals, as well as KYC for casino accounts. By using BankID in combination with payment solutions such as Trustly, Zimpler, Swish or Brite, the player can quickly get started and play casino without going through the classic registration process.

That is why Pay N Play casinos are sometimes referred to as a ”casino without account” or ”casino without registration”. Technically, this is wrong wrong. An account is opened, but the process itself is much simpler than was the case with a username and password.

In short, Pay N Play casino is significantly smoother and offers a better user experience.

Unfortunately, Swedish players who want to play at, for example, EU casinos or Curacao casinos cannot use BankID. This is because BankID is only available for Swedish-licensed casinos. If a casino without a Swedish license were to have a BankID, they would be considered by law to target the Swedish market.

This means you have to settle for playing casino without a Swedish license with an account that works via username and password.

If you want to read more about Pay N Play casinos, you can read our separate casino without account article.

Available games at casinos without Swedish license

Swedish players can play all types of casino games, but not from all game manufacturers, at casinos without a Swedish license. However, the range of games at casinos without a Swedish license is still extensive and exciting.

Below, you will find a short description of all casino game types found at casinos without a Swedish license…

Extra information about slot machines at casinos without Swedish license

There are some details you should know when it comes to slot machines at casinos without a Swedish license. These include additional rules, such as the 3-second rule and the RTP rules. Let’s cover those in more detail below…

The 3-second rule on slot machines

At casinos with a Swedish license, it is a legal requirement that each spin last at least three seconds. This does not apply to slot machines at casinos without a Swedish license.

This means that players don’t have to spend so much time waiting. Instead, you can concentrate on actually playing. You can often set the slots to spin at different speeds and influence how much you play during a gaming session. Plus, you can instantly end a round by hitting the Spin button again once the reels are in motion. This functionality doesn’t work at Swedish-licensed casinos.

Payback percentage – RTP (return to player)

The payback percentage – or RTP – is the percentage paid back to the player on average. This can vary from game to game. For example, Divine Fortune has an RTP of 96% and Starburst has an RTP of 94%.

For casinos without a Swedish license, there are still rules in place to govern the payback percentage for each game. This percentage is determined by the game manufacturers, but the license can also have an effect.

You should be aware that game manufacturers sometimes create several different variants of their slot machines to change the payback percentage.

In the case of completely unlicensed casinos (which we absolutely cannot recommend!), the RTP percentage can be changed by the casino itself. Therefore, do not play on these, as they will inevitably offer very poor RTP percentages!

Which casinos without Swedish license have the most games?

Game providers at casinos without Swedish license

At casinos without a Swedish license, you will find most of the game providers you already know. However, not all are present in the non-Swedish license market.

In the table below, we list some of the main game providers whose games are available at casinos without a Swedish license:

Be aware that games from certain game providers cannot always be played from Sweden. This mainly depends on the agreement between the casino and the game developer and whether or not they can target Swedish players.

Game providers that are not available in casinos without Swedish license

Some game providers are not available at casinos without a Swedish license. There can be several reasons for this. Most commonly, there are legal and geographic restrictions, but it can also be about business decisions or specific license agreements.

Game providers that are not available at casinos without a Swedish license also include smaller and niche companies. These are companies that do not have the resources or interest required to expand beyond their main markets.

Casinos without Swedish license with most game providers:

Guide: How to play at casinos without Swedish license

Playing at a casino without a Swedish license basically works in the same way as when you play at casinos with a Swedish license. There are some differences, but the registration process itself tends to be the same.

Below, we explain step by step how you can get started at casinos without a Swedish license:

Beräknad tid: 00:02 Detta ska du använda: A casino without a Swedish license Det här behöver du: MoneyID document

Choose a casino without a Swedish license Find a casino without a Swedish license in our list. All casinos in the list are completely safe, and handpicked by experts. Steg 1

Register at the casino Fill in the form from the casino to open an account. You are asked for information such as name, address and so on. Steg 2

Make a deposit Once you have registered, you need to deposit money into your gaming account. You can choose between several different payment methods such as e-wallets, cryptocurrencies and card payment. Steg 3

Play and have fun Now you are ready to play and have fun at your new casino without a Swedish license. Pick and choose from live casino, slots, everything else that is available in the game selection. Steg 4

Customer service at a casino without Swedish license

Casinos without a Swedish license offer customer service, but not in Swedish. Swedish law prevents them from marketing to Swedes and that includes offering Swedish support channels.

Customer support usually takes place via chat or email, and sometimes via telephone. That is a big difference. Otherwise, the service is similar to that of Swedish-licensed casinos.

Last but not least, there is usually a FAQ section, where you can find the answers to common questions. Unfortunately, the pages of an international casino are not translated into Swedish. However, you won’t have any problems navigating the site, and if you run into problems, you can always use Google Translate.

How do you make a complaint?

Unfortunately, you cannot complain about casinos without a Swedish license to the Swedish authorities. Gambling companies without a license from the Swedish Gaming Authority do not comply with the Gambling Act.

If you have a complaint and want to report a casino from, for example, Malta, you must contact the Malta Gaming Authority instead.

However, we suggest that you start by trying to resolve the dispute via the casino’s customer support.

Overview of limits at casinos without Swedish license

Understanding the limits of gambling at casinos without a Swedish license is central to responsible gambling and protecting players.

In this section, we explore the various restrictions at casinos without a Swedish license. This includes their modes of operation and their contribution to a safe gaming culture. In addition, we also highlight the biggest differences compared to Swedish-licensed casinos.

How to set deposit limits at casinos without Swedish license

To set deposit limits on your casino account, follow these simple steps:

Remember that deposit limits are a tool to help you keep your gambling under control. If you ever feel that your gambling is becoming problematic, do not hesitate to seek further help and support from professional organisations.

How to set time limits at casinos without Swedish license

To set time limits on your casino account, follow these steps:

By setting time limits on your casino account, you help promote a healthy balance between gambling and other parts of your life.

How to set loss limits at casinos without Swedish license

To set loss limits on your casino account, follow these instructions:

Setting loss limits on your casino account is an effective way to manage your gambling budget and help prevent problem gambling.

What is a no-limit casino?

The term ”casino without a game limit” includes casinos that do not have any form of game limits. This applies to loss limits, deposit limits, withdrawal limits or time limits.

A casino without game limits is one that operates without a Swedish license. It is, therefore, not bound by laws that limit how much players can bet or lose over a certain time frame.

However, some gambling authorities require the license holders to offer voluntary gambling limits.

You can read more about casinos without game limits here.

Which casinos have the highest deposit and withdrawal limits?

In the table below, you’ll find which casinos have the highest deposit and withdrawal limits based on our analysis.

Why don’t online casinos apply for a Swedish license?

Since 2019, the requirements to be able to conduct activities for games in Sweden have increased significantly. Many casino operators think that the license fee is too expensive and the tax on gross receipts is too high.

Some legal requirements have also appeared. This is something that online casinos did not have to think about before.

These reasons make the Swedish online casino market less attractive for various foreign casinos and gaming companies.

Below, we list the main reasons why international casinos don’t apply for a Swedish gaming license.

9 reasons why casinos do not apply for the Swedish license:

• They want to avoid paying 18 per cent in tax
• Due to regulations for marketing in Sweden, advertising on TV and other media is very expensive
• The casinos do not want to pay the fee for the Swedish gaming license (the application fee alone is 400.000+ kroner)
• Gaming companies may only offer a single welcome bonus per player
• The technical requirements are very high
• The player is required to enter the time limit and amount limit in three steps: daily, weekly and monthly limit
• The player must wait 3 seconds between each spin and cannot bet above a certain amount
• RTP (return to player) must be above 95% for all games
• The KYC requirements are very high

At bottom, many gambling companies believe that it is far too expensive to conduct their business in Sweden. Therefore, they choose a different license than the Swedish one.

Are there Nordic casinos without a license?

Yes, there are other Nordic casinos without a Swedish license. Here, you can find all the Nordic casinos listed.

Playing at casinos without a domestic license is not just a phenomenon here in Sweden. You can see that this type of gambling is also increasing in our neighbouring countries of Denmark, Finland and Norway.

In Denmark, for example, many Danes choose to play at Nordic online casinos without a license. They therefore select casinos that have a domestic Danish license for games.

The reason for this is roughly the same as for Swedish players. You want to access more generous bonuses.

A Nordic casino without a Swedish license is, therefore, both attractive and easy for Swedish gambling fans.

How do I find Nordic casinos without a license?

Finding out if you are visiting a Nordic casino without a license is actually very simple.

For all Swedish casinos, the rule is that if they HAVE a Swedish license, the Swedish Gaming Authority’s logo must appear at the bottom of the casino’s website.

It works the same way in Denmark, where the Spillemyndigheden’s logo must be displayed. In Norway, it is the same, and in Finland, the Veikkaus logo must be clearly visible.

You can, therefore, completely rely on the casino’s footer. If you cannot find one of the aforementioned logos there, you have found your new Nordic casino without a license.

More info about Norwegian casinos without a Swedish license

In our neighbouring country, Norway, there has been a monopoly on the gaming market for many years.

However, many casinos have offered their games to Norwegians through the Maltese license. This has been to the delight of many, even though these casinos are only available in English.

Recently, many Swedes have also started to search specifically for Norwegian casinos without a Swedish license. This indicates that more and more Swedes are also applying to casinos with, for example, an MGA license.

However, Norway has been actively working for a few years now to make it difficult for anyone except the state gambling company to operate in the country. In the past, bans on TV advertising and the distribution of gambling money have been introduced, among other things.

In April 2023, Norway’s Minister of Culture announced that the next step is to block foreign gaming sites with DNS blocking. If the proposal goes through, it will probably come into effect sometime in 2024.Affärsvärlden - How Norway blocks foreign gambling sites
https://www.affarsvarlden.se/artikel/norge-kan-blockera-utlandska-spelsajter #.

The future of casinos without Swedish license and Spelpaus

The subject is heavily debated in the media, among industry professionals and among the Swedish people.

However, the legislation was updated in 2023. The aim was to reduce gambling at online casinos without a license from the Swedish Gaming Authority.

Two major changes have come into effect:

• The Game Software License was introduced
• It is illegal to promote games provided without the necessary license

The idea of ​​the aforementioned change is to reduce the range of games that a casino without a Swedish license can offer to Swedish players. This is something industry insiders have been paying attention to.Dagens industri - Evolution is on questionable casino sites – ducks interview
https://www.di.se/nyheter/evolution-finns-pa-ifragasatta-kasinosajter-duckar-intervju/ #

One newspaper reported that casinos without a license from the Swedish Gaming Authority offered games from Evolution Gaming to Swedish players. In the article, however, a spokesperson for the company states that they are cooperating with the authorities and that they are not doing anything wrong.

On March 25, 2024, we saw a similar case when Yggdrasil received a warning and penalty fee for offering its games to casinos without a Swedish license.Spelinspektionen.se - Yggdrasil questioned over offering games to Swedes
https://www.spelinspektionen.se/globalassets/dokument/ovriga-dokument/beslut/varning---anmarkning/yggdrasil-gaming-limited-2024-03-21---varning-och-sanktionsavgift--regelefterlevnad-for-spelprogramvara.pdf #

We players have probably seen the effects of the second point more clearly. It’s one of the reasons why Zimpler is no longer available at foreign casinos serving Swedish players.

These two points are negative for us who want to play at casinos without a Swedish license. However, there are signs that gambling at casinos outside the Swedish licensing system will not necessarily decrease in the future.

What do the statistics about casinos without Swedish license show?

The channelling, i.e., the proportion of all bets made on gambling sites with a Swedish license, is a total of 77 per cent for all online games. Channelisation is highest for lotteries and number games (91 per cent) and lowest for online casinos (72 per cent) and poker (72 per cent) according to a report on channelling in the Swedish gaming market.BOS - Report on channelling in the Swedish gaming market
https://www.bos.nu/wp-content/uploads/2023/06/Rapport-til-BOS-om-kanalisering-mars-2023.pdf #

Let’s look at the main reasons why Swedish players play at casinos without a Swedish license. The statistics from the Swedish Gaming Authority make it clear that it’s due to bonuses, players looking for other winning opportunities or because they have blocked themselves from Spelpaus.Spelinspektionen.se - Gambling habits online 2023
https://www.spelinspektionen.se/globalassets/dokument/statistik/enkatundersokning/spelvanor-online-rapport-juli-2023.pdf #

In short, if Swedish-licensed casinos can only offer one bonus, players will still go to casinos without a Swedish license.

Will new casinos be launched without Swedish license?

When we look at the number of new casinos without a Swedish license that are launched, there is no doubt that there is definitely a market and that players demand these types of casinos. Otherwise, they would not be launched.

As long as the requirements for a Swedish license remain high, more and more new casinos will target other licenses. This will help them offer more attractive bonuses and similar benefits to players.

In the table below, we have gathered all the newest casinos without a Swedish license. And, if you want to read a more in-depth article on this topic, check out new casinos without Swedish license.

Are there any new rules in the works?

It is being discussed in the Riksdag that the tax for gambling companies in Sweden should increase from 18% to 22%. This may result in the repayment percentage decreasing and Swedish players will turn to casinos without a Swedish license. In fact, the proposal was met with dismay from the Online Gaming Industry Association.

In addition, the government recently announced plans to make it illegal to use credit cards for online gambling.Regeringen.se - Enhanced consumer protection against risky lending and over-indebtedness
https://www.regeringen.se/contentassets/c104bb1ab7e9495dbfcf07330eca9bac/ett-forstarkt-konsumentskydd-mot-riskfylld-kreditgivning-och-overskuldsattning-sou-202338.pdf # This is something that the Online Gaming Industry Association (BOS) strongly opposes.BOS - Press release: BOS opposes the government’s credit card ban
https://www.bos.nu/2024/02/23/pressmeddelande-bos-motsatter-sig-regeringens-kreditkortsforbud/ #

Summary of casinos without Swedish license

Now you have all the important information about casinos without a Swedish license. You know what distinguishes the licenses from each other, what advantages and disadvantages they have and which casinos do not have a Swedish gaming license.

If you have questions or concerns, you are always welcome to contact us. We are happy to help you with any questions regarding licenses and other related issues. We hope you found our article interesting and want to continue reading our articles in the future!

Make sure you play at legal casinos within your limits. Casino games should be fun – therefore you should immediately contact a gambling addiction help organisation if you feel that the game has gotten out of hand. Always play responsibly!

Anders Larsson

iGaming specialist

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Anders har under många år arbetat som skribent inom iGamingbranschen, vilket gör att han besitter oöverträffliga kunskaper inom området. Han har i hela 15 år arbetat som skribent på flera stora företag, däribland ett par av de största svenska spelbolagen.

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