Casino without Swedish license: Compare the best casinos without Spelpaus 2024

Anders Larsson
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A casino without Swedish license is a casino without Spelpaus (game break). This is because casinos without a Swedish license are not licensed by Spelinspektionen (the Swedish Gaming Authority). Thus, they are not obliged to integrate the Spelpaus casino blocking software.

Casinos without a Swedish license have increased in popularity. That's because they offer better bonuses, greater game variety and higher deposit limits than Swedish-licensed casinos.

In this article, we'll give you all the information you need about online casinos without a Swedish license. That includes everything from pros and cons to depositing, withdrawing, taxation, bonuses, games and more. And, of course, we list all the best casinos without a Swedish license

Best casinos without Swedish license by category

Click or tap on one of the lists below to find your perfect casino without Swedish license…

Särskild information Förmågor Fördelar Spela
Best casinos without Swedish license Best casinos without Swedish license
  • icon of checkIcon Top rated
  • icon of checkIcon Multiple payment options
  • icon of checkIcon Large selection of games
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Fast withdrawal casinos without Swedish license Fast withdrawal casinos without Swedish license
  • icon of checkIcon Fast withdrawals
  • icon of checkIcon Fast deposits
  • icon of checkIcon Direct bank transfer
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New casinos without Swedish license New casinos without Swedish license
  • icon of checkIcon New casinos
  • icon of checkIcon New bonuses
  • icon of checkIcon New casinos without Spelpaus
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Tax free casinos without Swedish license Tax free casinos without Swedish license
  • icon of checkIcon Best tax free casinos
  • icon of checkIcon Different bonus types
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EU casinos without Swedish license EU casinos without Swedish license
  • icon of checkIcon MGA and EMTA license
  • icon of checkIcon Tax free
  • icon of checkIcon License within EU
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Sports betting without Swedish license Sports betting without Swedish license
  • icon of checkIcon Sports betting sites
  • icon of checkIcon Best odds
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Info about casinos without a Swedish license

Top 10 casinos without Swedish license

Below, we've collected the 10 best casinos without a Swedish license. All the online casinos in our list rank highly in many areas. According to our casino review criteria, each site scores top marks for licensing, bonuses, payment methods, fairness, and more.

Rank Online casino Welcome bonus VIP program? Key benefits
#1 Koi Casino 100% up to 500€ + 15% cashback Yes Best overall casino
#2 Jupi Casino 120% up to 600€ + 10% cashback Yes Max deposit limits
#3 Tsars Casino 100% up to 300 +100 free spins Yes No withdrawal limits
#4 Immerion Casino 200% up to 200 Yes Low wagering requirement
#5 Joker.io 15% daily cashback No Accepts Bitcoin
#6 Dreamz Casino 100% up to 100€ + 10% cashback Yes 6.100+ games
#7 Snatch Casino 200% up to 1.000 +100 free spins No Lots of providers
#8 Viggo Slots 100% up to 400 +70 free spins Yes No-wager bonuses
#9 Lumi Casino 100% up to 250€ + 150 free spins Yes Top payment options
#10 Divas Casino 100% up to 1.000€ + 5% cashback No Very high security

Compare the best casinos without Swedish license

Next up, let's directly compare the 10 best casinos without a Swedish license. With this table, you can easily see the key criteria for which each casino site scores the highest rating.

Casino Total rating Licensing Security Fairness Game variety Game providers Gaming experience Welcome bonus Promotions Wagering Payment methods Withdrawal times Withdrawal limits Mobile experience Fees Availability Language support Design Responsiveness KYC process Responsible gambling
Koi Casino 89/100 4/5 5/5 4/5 4/5 5/5 5/5 5/5 4/5 5/5 4/5 5/5 4/5 3/5 4/5 4/5 5/5 5/5 4/5 5/5 5/5
Jupi Casino 87/100 5/5 4/5 5/5 5/5 5/5 5/5 3/5 4/5 5/5 4/5 4/5 4/5 5/5 4/5 4/5 4/5 4/5 5/5 4/5 4/5
Tsars Casino 86/100 5/5 5/5 5/5 5/5 4/5 4/5 4/5 5/5 3/5 4/5 5/5 4/5 4/5 4/5 4/5 4/5 3/5 4/5 5/5 5/5
Immerion Casino 81/100 5/5 5/5 5/5 4/5 4/5 4/5 2/5 4/5 4/5 3/5 4/5 3/5 4/5 5/5 4/5 3/5 3/5 5/5 5/5 5/5
Joker.io 80/100 5/5 5/5 5/5 3/5 5/5 5/5 3/5 3/5 5/5 5/5 4/5 3/5 5/5 3/5 3/5 4/5 2/5 3/5 4/5 5/5
Dreamz Casino 78/100 4/5 5/5 4/5 4/5 4/5 5/5 4/5 4/5 4/5 4/5 4/5 4/5 3/5 3/5 4/5 3/5 4/5 3/5 3/5 5/5
Snatch Casino 76/100 4/5 4/5 4/5 3/5 5/5 5/5 5/5 5/5 4/5 4/5 4/5 4/5 4/5 3/5 3/5 4/5 4/5 2/5 3/5 2/5
Viggo Slots 75/100 4/5 4/5 5/5 5/5 3/5 4/5 3/5 2/5 4/5 4/5 5/5 4/5 3/5 3/5 4/5 4/5 2/5 4/5 4/4 4/4
Lumi Casino 74/100 5/5 4/5 4/5 3/5 4/5 3/5 5/5 5/5 3/5 5/5 4/5 3/5 4/5 3/5 5/5 3/5 3/5 3/5 2/5 3/5
Divas Casino 69/100 5/5 5/5 5/5 3/5 3/5 4/5 3/5 3/5 4/5 3/5 2/5 3/5 3/5 4/5 2/5 5/5 3/5 3/5 2/5 4/5

Why trust us and our casino information?

We founded casino-utan-svensk-licens.net in 2020. Our primary motivation was finding a way around all the restrictions that came with the then-newly introduced licensing system in Sweden. This is a system that went into effect on January 1, 2019.

We experienced the effects of the license system directly as players ourselves. So, we turned to casinos without a Swedish license due to the many limitations and disadvantages of the Swedish license system.

Our team consists of myself, Anders Larsson, as well as Henrik Lund, Monica Granquist and Astrid Gustafsson. We are all experienced casino players with over 20 years of expertise in the Swedish online casino market.

Personally, I've worked for Svenska Spel and LeoVegas, both of which are large companies in the Swedish market. Henrik has worked at the popular Swedish casino payment provider Trustly. And Monica has worked as an iGaming journalist for many years. Astrid is an expert in casino games and has worked at, among others, Bet365.

You can read more about us here.

How we rate casinos without Swedish license

Here, we will detail our process for selecting and evaluating the best online casinos without Swedish license. This is to ensure that our recommendations meet high standards for security, game quality and user experience, among many other things.

Licensing

We verify the online casino's license by checking its registration number against the issuing authority's site. This is crucial to ensure that the casino complies with international gaming standards and laws. In this way, we also get information about whether you have to pay tax on your winnings.

Security measures

We review the casino's use of encryption technologies, such as SSL and TLS encryption, to ensure your personal data and financial transactions are secure.

Fairness

We look for evidence that the casino's games are fair by checking if they have been certified by independent testing bodies such as eCOGRA or iTech Labs , indicating that the games are regularly tested for randomness and fairness.

Game variety

We assess the casino's ability to offer a wide and varied range of games. For instance, we look for a wide range of slots, table games, video poker, live dealer games and more. In this way, we ensure that the casino caters to different player preferences.

Game providers

We investigate the number of game providers with which the casino cooperates. Having well-known and respected providers such as Evolution, Microgaming and Play'n GO proves that the casino offers high-quality games.

Gaming experience

We explore the user interface to assess navigation, load times, graphics quality and overall ease of use. All of these are essential for an enjoyable gaming experience.

Welcome bonuses

We analyse the size of the welcome bonus and its terms, such as wagering requirements and validity period. In this way, we can assess the true value to new Swedish players.

Promotions

We evaluate the frequency and variety of promotions for existing players. These include reload bonuses, free spins and loyalty programs, which show how well the casino rewards its player base.

Wagering

We review the wagering requirements of the bonuses to ensure they are reasonable and transparent. This is crucial to the player's ability to actually benefit from the bonus.

Payment methods

We look at the range of available payment methods, including credit and debit cards, e-wallets, bank transfers and cryptocurrencies. This is to ensure that players have access to convenient and safe options available in Sweden.

Withdrawal times

We assess how quickly the casino processes withdrawals. Fast payouts are an important factor for a positive player experience.

Withdrawal limits

We check the withdrawal amounts for each payment method and whether the maximum limits are really what the casino promises.

Mobile experience

When we evaluate the mobile compatibility of a casino, we check how well the casino's website and games work on mobile devices. This includes load times, ease of use and whether there is a dedicated app for iOS and Android.

Fees

We review any fees charged for deposits and withdrawals. High fees may reduce player winnings, which provides a negative experience.

Availability

We test the availability of customer support through different channels and at different times of the day. This is done to ensure that players can get help when they need it.

Language support

We check if the support is offered in English. It is important that Swedish players must be able to communicate effectively and understand the information given.

Design

We review the casino's website design to assess ease of use, navigation and aesthetics. We ensure that the design is attractive and functional. In this way, players can easily find what they're looking for and enjoy a smooth gaming experience.

Responsiveness

We assess how well the casino's website adapts to different devices and screen sizes for a decent gaming experience. This ensures a similar experience across computers, tablets and mobile phones.

KYC process

We examine the KYC (Know Your Customer) process to assess how easily and quickly players can verify their accounts. We check the type of documentation required and the processing time for verification.

Responsible gambling

We evaluate the casino's responsible gaming measures, including the availability of self-exclusion tools, loss limits and time limits. We also review how the casino informs and supports players in matters of gambling addiction, as well as the availability of help resources.

By following this process, we feel confident that our recommendations for casinos without a Swedish license are reliable, comprehensive and up-to-date. It also helps us ensure that we provide players like yourself with all the information you need. Ultimately, we hope this helps you make an informed decision about where to play.

What is a casino without Swedish license in detail?

A casino without a Swedish license is an online casino that is regulated and licensed outside of Swedish legislation.

The trend with casinos without a Swedish license is a consequence of the Gambling Act (2018:1138) , which was introduced in 2019. The rules state that all gambling companies that want to market gambling to Swedish players must have a gambling license from the Swedish Gambling Authority.

Many casinos chose to apply for the Swedish gaming license. However, many others refrained. Some of the reasons why a large number of casino operators have not applied for a Swedish gaming license are that the license fee is highthe profit tax is relatively high and the technical requirements are very high.

But, even though a casino does not have a license from the Swedish Gambling Authority, they can accept Swedish players. The only proviso is that they do not direct their site towards the Swedish market.

Therefore, you will not find any information in Swedish at a casino without a Swedish license. In addition, you cannot make deposits, withdrawals or bets in Swedish kronor. However, playing at a casino without a Swedish license is perfectly legal!

This is what it says on the Swedish Gambling Authority's website:

It is not illegal to play with a gambling company or participate in a lottery that does not have a license in Sweden

In addition, it is not guaranteed that your possible winnings will be tax-free. If you play at a casino whose license is issued by a gambling authority outside the EU or EEA, you can be taxed at 30%. Therefore, you should always check which gaming license is used if you intend to jump on the trend and play at a casino without Swedish license.

How does a casino without a Swedish gaming license work in practice?

Casinos without a Swedish license operate in many of the same ways as those with a Swedish license. However, there are important differences that affect the gaming experience, security and regulation.

Below is an overview of how these casinos work and the main differences compared to casinos with a Swedish license.

How they work:

Differences compared to casinos with a Swedish license:

Taxation of casinos without a Swedish license vs. with a license

Since January 1, 2019, all casinos with a Swedish license have to pay 18% gambling tax . However, it is the betting company, not the player, that is obliged to pay tax. Having said that, this does not apply to gambling for public benefit purposes.

In principle, this means that all player winnings are tax-free .

However, the following requirements must be met:

The Gambling Act from 1 January 2019 only applies to Swedish licensed casinos. That means casinos without a Swedish license are tax-free for Swedish players if they are based within the EU!

Did you know?

The government is considering raising the tax from 18% to 22% for casinos with a Swedish license, according to the Ministry of Finance's budget bill . This would effectively make it even more expensive for them to operate in Sweden.

Are online casinos without a Swedish license tax-free?

Yes, casinos without a Swedish license are completely tax-free if they have a license within the EU/EEA and do not target the Swedish gaming market, cf. Gaming Act §2 . This depends on the scope of the law.

Profits from casinos without an EU license are, however, taxable. This means that you may have to pay tax on any winnings you win at casinos outside the EU. It is, therefore, extremely important that you always check the casino's license before playing.

Tax on casinos within the EU/EEA

If the casino is licensed within the EU/EEA and does not target the Swedish gaming market, all winnings are tax-free.

This applies if, for example, the casino has a license from the Malta Gaming Authority and the website is not written in Swedish. Historically, the European Single Market ensures that goods and services can move freely within the EU.

If, on the other hand, the EU casino has information in Swedish, or can otherwise be considered directed at Sweden, the winnings are taxable. You can read more about the definition of directed towards Sweden, cf. The Swedish Gambling Authority's work against illegal gambling activities .

If you want to get a quick overview of such casinos, check out our page on tax-free casinos.

Tax on casinos outside the EU/EEA

Casinos outside the EU/EEA are always subject to tax. You must pay a profit tax of 30% at all casinos that do not have a Swedish license or an EU license.

Therefore, we always advise checking the license, so you don't get a tax hit!

Overview of gaming taxes per licensor

This table shows a list of all licensors whose casinos you have to pay tax on gambling winnings and those where you don't…

Licensor EU / International Tax-free?
Sweden EU Yes
Malta EU Yes
Estonia EU Yes
Gibraltar International No
Curaçao International No
United Kingdom International No
Isle of Man International No
Alderney International No
Kahnawake International No

Do casinos release information to the tax authorities?

The short answer is that it varies depending on the country in which the casino is regulated.

When it comes to casinos without a Swedish license and their reporting of player information to the Swedish tax authorities, there are some important points to understand.

Casinos without a Swedish license are regulated by licensing authorities in the countries where they are based. These casinos follow laws and regulations in their respective jurisdictions. This does not necessarily include reporting gambling winnings to the Swedish Tax Agency.

In most cases, the responsibility for declaring and paying tax on gambling winnings lies with the player. This means that if you play at a casino without a Swedish license and live in Sweden, it is up to you to report your winnings to the Tax Agency and pay any tax according to Swedish law.

Sweden has tax agreements with many countries to avoid double taxation and to promote the exchange of tax information. These agreements may affect how information about gambling winnings is handled across borders. If a casino is based in a country with such an agreement with Sweden, there may be a formal mechanism for the exchange of tax information.

While tax treaties can facilitate the exchange of information between countries, it is less likely that casinos without a Swedish license actively report gambling winnings directly to the Swedish Tax Agency. Instead, such information can potentially be requested by the Swedish Tax Agency in special cases, especially if there are suspicions of tax evasion.

Do the casino's payment methods release information to the Tax Authority?

Basically, no. None of the payment services releases any information to authorities when you use them at online casinos without a Swedish license.

The only exception is if the local laws where the payment methods are incorporated say otherwise. Or, if they are required to do so under international law.

In theory, this could only happen if you don't provide the necessary documentation that the casino requests. They can then report you to the relevant authorities to combat money laundering. After that, the authorities can obtain a court order forcing information from the payment provider about your transactions.

How do you pay tax on winnings if you play casinos outside the EU/EEA?

If you play at a casino without a Swedish license and the winnings are not tax-free, you can follow this guide. By following these steps, you can ensure that you meet your tax obligations in Sweden regarding gambling winnings.

  1. Gather information: Start by gathering all relevant information about your gambling winnings, including date of winning, amount, casino name and licensing country.
  2. Income declaration: You must declare your gambling winnings as income from the capital on your income declaration. Use the Swedish Tax Agency's e-services or the paper form to add this information.
  3. Calculate the tax: To calculate the tax on your gambling winnings, multiply the total amount of your taxable winnings by the tax rate of 30%. For example, if you have won SEK 10.000, the tax you need to pay would be SEK 3.000 (10.000 * 30%).
  4. Enter the correct amount: Enter the total amount of your taxable gambling winnings for the previous year. Remember that only winnings from casinos outside the EU/EEA must be declared.
  5. Save your documentation: It is important to save all documentation related to your gambling winnings and tax payments. This includes receipts, bank statements and any correspondence with the casino. This information may be necessary if the Swedish Tax Agency has questions or if you need to make a correction in the future.

What is a casino without Spelpaus?

Spelpaus website April 2024

A casino without Spelpaus is a casino that is not connected to the Spelpaus system.

A casino without Spelpaus is, therefore, exactly the same as a casino without a Swedish license. The two terms are used as synonyms of each other. That's because casinos that are supervised by other gaming authorities are not connected to the Swedish tool, Spelpaus.

Having said that, it is possible to exclude yourself from casinos under the supervision of other gaming authorities. However, there are no overarching tools from the gambling authorities. Instead, you have to shut yourself off from each of them. It is, unfortunately, a bit more time-consuming than using the Spelpaus system. However, at the same time, you can choose which casinos you want to avoid.

More information about Spelpaus

Spelpaus is the national self-exclusion register administered by the Swedish Gaming Authority. The tool offers players the opportunity to voluntarily exclude themselves from all gambling activities and advertising within Sweden, including online casinos.

According to a survey from 19.12.2023, 65% of Sweden's population knows about this service. This shows an extensive awareness among the public. This suggests that information about self-exclusion options, such as Spelpaus, reaches a wide audience and has a significant impact.

On the other hand, it is interesting to see that according to the report previously published by the Gambling Inspectorate, awareness of Spelpaus was as much as 85% . Therefore, Spelpaus awareness has decreased.

The Swedish Gaming Authority supervises Selpaus, reports forecasts with associated comments and analyses everything about gambling addiction.

Casinos without a Swedish license are not covered by the Swedish Gaming Authority's regulations. This means that Spelpaus does not apply to these platforms.

Casinos covered by Spelpaus

The suspension with Spelpaus covers all money games available within the Swedish licensing system.

This applies to all government games such as Casino Cosmopol, Vegas slots, scratch cards and lotteries.

Spelpaus also includes games for public purposes, all commercial online games such as online casinos, bingo and slot machines, as well as sports betting.

Bottom line: Spelpaus excludes you from all games from operators with a Swedish gaming license.

Personal data processing in Spelpaus

The Swedish Gaming Authority is responsible for the processing of personal data that takes place in Spelpaus. The authority may only process the data for which there is a legal basis.

When you register with Spelpaus, data such as name, social security number, length of suspension, date and time of suspension are processed.

This data will be available to administrators who are allowed to work with Spelpaus. These are, for example, IT administrators, registrars and Swedish license holders.

All information is handled under the EU data protection regulation. This ensures that your privacy and data are protected.

Technical information about Spelpaus

All gambling companies with a Swedish license in Sweden must be connected to Spelpaus.se.

Every time you create a new account with a casino, the casino must send a request to the self-suspension register and check whether you have suspended yourself from gambling.

If you are suspended, you cannot complete the registration with the casino. If the user account was created before you registered with Spelpaus, the account is still available. This allows you to see the balance and your game history, but you cannot play.

Spelpaus statistics

In September 2023, 99,496 Swedish people were banned from gambling via Spelpaus.se. This indicates that the investment is a successful initiative from Sweden's gambling authority.

Of these 99,496 people, 25% were women and 75% were men. Furthermore, 8% of those who activated the service have chosen to be suspended for one month, 10% for 3 months, 11% for 6 months and 71% until further notice.

The number of suspended persons amounted to approximately 104,000 people at the turn of the year, according to the Swedish Gambling Authority's annual report 2023, page 4. .

On April 1, 2024, the number of suspended persons was 109,753. Therefore, the number of people switching off via Spelpaus only continues to increase.

How does Spelpaus work?

Spelpaus offers the opportunity for individuals to voluntarily exclude themselves from online gambling for a specified period. By signing up to Spelpaus, your data becomes available to all gaming operators and casinos with a Swedish license.

If the registered individual attempts to use their gaming account, the system immediately detects their Spelpaus status and denies them access. This mechanism is direct and helps to encourage responsible gambling while putting the power in the player's hands.

You can read the most common questions & answers on Spelpaus' website.

How to disconnect from games with Spelpaus

Here, we explain how you can pause your gambling activities using the Spelpaus service…

  1. Visit Spelpaus.se. Start by navigating to Spelpaus' official website.
  2. Select time period. Choose the period of time you wish to suspend yourself from all gambling by ticking the box (1, 3, 6 months or "until further notice").
  3. Confirm your suspension. Tick ​​the box to say "I confirm that I want to disconnect from all games".
  4. Accept your suspension. Click on "Mobile BankID", "BankID", "Freja eID" or "Foreign eID". You approve your suspension by providing identification to the Swedish Gambling Authority.

Important:
A Swedish social security number and an e-identification document are required to opt out via Spelpaus.se.

Game suspension is final and you cannot change your self-suspension period after it has been confirmed.

How long can you self-exclude yourself?

As previously mentioned, you can choose to switch off for 1 month, 3 months, 6 months or forever.

If you choose to switch off for the time being, you have the option to log in again after 12 months.

Can you cancel a suspension via Spelpaus?

No, you cannot cancel a suspension via Game Pause.

There are players who accidentally shut themselves off via Spelpaus. If you have activated suspension on Spelpaus.se, you cannot undo or remove the suspension. The suspension period that you have selected is the one that applies.

The earliest an "until further notice" suspension can be terminated is after 12 months. To do that, click or tap the "Log in" button in the menu at the top of Spelpaus' website and then select "End your suspension".

Other responsible gambling tools and services in Sweden

In addition to Spelpaus, Sweden offers several other tools and services for gambling responsibility that can assist players in controlling their gambling effectively.

Tools include, among others, deposit limitsloss limitssession times and self-tests.

Services include, among others, StödlinjenVårdguiden 1177  and Riksberoendes Riksförbund.

The support line, the Vårdguiden and the Swedish Gambling Association are support groups if you need support and share your experiences with other individuals who are or have been in a similar situation. You can also do self-tests at Stödlinjen, which can indicate whether you are developing problematic gambling. .

Quick facts about responsible gaming

Do you have symptoms of gambling addiction and is gambling negatively affecting your life?

Below, you can find a list that shows that you may have or are at risk of gambling problems…

Is it legal to play at casinos without Spelpaus?

Yes, as a Swedish player, you can legally play at the casino without Spelpaus. However, the casino must not target Swedish players.

Online casinos that do not have the Swedish gaming license do not offer Spelpaus and are thus called casinos without Spelpaus. In other words, you can choose to play at a large number of different casinos that lack this aid.

How to disconnect from online casinos without Spelpaus

Today, many Swedish players choose to play at online casinos that are not connected to Spelpaus.se. Therefore, it can be good to know how to go about closing your account on your own.

Follow these steps if you want to disconnect from casinos without Spelpaus:

  1. Visit the casino's website.
  2. Go to chat support. Alternatively, you can send an email.
  3. Contact customer support. This can be done via live chat, e-mail or phone.
  4. Apply for self-exclusion. Say that you wish to lock your account and specify for how long. If you want to switch off permanently, send that instead.

Remember that you can also set deposit limits, loss limits and session times at casinos without a Swedish license. We recommend reading more about limits at casinos without a Swedish license.

Alternative to Spelpaus at foreign casinos

Even if the Swedish Spelpaus tool is not available at casinos without a Swedish license, there are other tools and options. These tools and services can help you take a break from gaming or exclude you from gaming altogether. Examples of such services include:

Gamban

Gamban website

Gamban is an app that can block your access to as many as 60.000 gambling companies. It is updated continuously, is easy to install and works on Windows, MacOS, iOS and Android. Gamban costs between 2.50 and 2.99 euros a month.

GamBlock

GamBlock website

GamBlock works a bit like a VPN (Virtual Private Network). It is a service that blocks internet access to gambling companies.

BetBlocker

BetBlocker website

BetBlocker is a free tool that helps you block access to several thousand betting sites. Install it on your devices to block yourself. You can also choose how long you want to be blocked.

Alternative gambling addiction support

We have previously mentioned that there are alternatives to the Helpline at casinos without a Swedish license. Let's describe them in more detail here:

Gamblers Anonymous

Gamblers Anonymous website

Gamblers Anonymous ) is a support organisation. Here, men and women share their experiences, help each other solve problems and support each other in overcoming gambling addiction.

Gambling Therapy

Gambling Therapy website

Gambling Therapy is a global service offering free support and advice to anyone affected by gambling addiction.

The service provides help through various channels. These include online support groups, live chat and email advice. There are also several self-help tools and resources available on their website.

Payment methods at casinos without Swedish license

Casinos without a Swedish license often offer a wide range of payment methods, similar to those found in casinos with a Swedish license, but with some important differences.

Although many traditional payment options such as credit cards and e-wallets are usually available, casinos without a Swedish license differ in Pay N Play services and the use of BankID. These fast and secure payment solutions, which are popular in Sweden, are often not an option at casinos outside the Swedish licensing system.

For more detailed information, check out our in-depth articles about each payment method.

Working payment methods at casinos without Swedish license

Many different payment methods work just fine at casinos without a Swedish license. Take advantage of the information below to get maximum entertainment value when you play at a casino without a Swedish license…

Card payments

You can use several different card payments when playing at a casino without a Swedish license. The advantages of these are that they are well-known and safe. Most of us also already have a card or two in our wallet, too.

Unfortunately, withdrawals are often relatively slow using this method. It can take up to 3 banking days before the money is back on your card, for example.

Despite that, there are many people who choose debit and credit cards to play casino games without Spelpaus.

Visa

You can use Visa at casinos without Spelpaus thanks to its high global acceptance and security. Visa card casinos offer quick deposits, allowing near-instant access to games. Strong encryption and two-step verification help protect payments and make Visa a good choice for casino players.

Read more about Visa casinos.

Mastercard

Mastercard offers similar benefits as Visa at casinos without a Swedish license. In principle, it is the same product from different companies. If you have already used a Mastercard online, you'll find it easy to make payments at online casinos.

Read more about Mastercard casinos.

Revolut

Revolut is a Lithuanian banking service that offers payment cards and more. These can be advantageously used to play at the casino without compromising security. The fact that many discuss Revolut casinos without a Swedish license on Flashback shows that Revolut is considered a good payment method. Our own experiences are also positive.

Read more about Revolut casinos.

Maestro

Maestro card is a lesser-known payment option. Nevertheless, it works in many casinos without a Swedish license. Although withdrawal times and possible fees may vary between different casinos, Maestro generally offers a reliable and convenient method for both deposits and withdrawals.

Read more about Maestro casinos.

American Express

American Express, often abbreviated to Amex, is a less common payment option at casinos without a Swedish license. However, there are still those who accept it.

Using American Express for deposits offers high security and the ability to make larger transactions. It can be beneficial for players who prefer to play with high stakes at so-called high-roller casinos.

However, it is important to note that Amex can sometimes incur higher fees compared to other payment methods, and not all casinos offer withdrawals back to the card.

Read more about American Express casinos.

Cryptocurrencies

Cryptocurrencies are used to a relatively high extent in casinos without a Swedish license. Before you can use cryptocurrencies for casino entertainment, you must acquire them.

You do this via a crypto exchange or by "mining" them yourself. In this section, we will quickly go through some of the most popular cryptocurrencies available to Swedish casino players.

Read more about crypto casinos.

Bitcoin (BTC)

Bitcoin is the most common crypto payment at casinos without a Swedish license. The digital currency is well-established and known to be completely decentralised.

However, many people mistakenly believe that Bitcoin brings anonymity. It is a truth with modification and every transaction on the blockchain is traceable. Anonymity is unfortunately partially lost due to the combination of traceability and KYC control at the casino.

The advantage is that you control who you want to pay. Plus, you don't have to think about whether your bank intends to carry out transactions to casinos without Spelpaus.

Read more about Bitcoin casinos.

Ethereum (ETH)

Ethereum is the second largest cryptocurrency and it has several advantages over Bitcoin. In relation to casino games, the two main ones are faster transactions and lower transaction fees.

So, if you like playing at pure crypto casinos, ETH can be an exciting option.

Read more about Ethereum casinos.

Litecoin (LTC)

Litecoin is often used in casinos without a Swedish license, not least those with a Curaçao license. The cryptocurrency is designed to be a lighter version of Bitcoin. Plus, Litecoin has very low transaction fees, which is important when playing at casinos.

Read more about Litecoin casinos.

E-wallets

E-wallets are digital accounts where you can store money to pay online. They are fast and secure, which makes them popular among us casino players. You can choose from several different e-wallets and we take a closer look at them below.

AstroPay

AstroPay is a flexible e-wallet known for its simplicity and high security. Deposits and withdrawals with AstroPay are instant and offered in several different currencies.

That, combined with the fact that bank account details do not have to be shared with the casino, makes AstroPay a good payment option.

Read more about AstroPay casinos.

MiFinity

MiFinity is an easy-to-use e-wallet for fast, secure casino payments. With MiFinity, deposits and withdrawals take place directly and the digital wallet supports several currencies.

It is perfect for those of you who want to play casino games without a Swedish license without sharing your bank account details.

Read more about MiFinity casinos.

Skrill

Skrill is an e-wallet that is very popular for transactions to casino accounts. It is easy and free to use, while security is high.

If you're going to play at a casino without a Swedish license, it's also great that Skrill can handle several different currencies. It is a very important feature considering that you cannot use Swedish kronor directly in casinos without Spelpaus.

Read more about Skrill casinos.

Neteller

With Neteller, you can easily make fast and secure payments at casinos all over the world. The e-wallet is highly regarded and is known for its ease of use, as well as offering a large selection of currencies.

Thus, it can be advantageously used to deposit euros, dollars or other currencies into your gaming account.

Read more about Neteller casinos.

PayPal

PayPal is one of the world's most famous payment solutions. This e-wallet is perfect for quick casino transactions and it has an excellent app for tracking your spending each month.

Read more about PayPal casinos.

Payz

Payz, formerly known as ecoPayz, is a digital wallet that makes it easy to deposit money at online casinos outside of Sweden. It is known for its simplicity and high level of security, which gives a sense of security in every transaction.

Payz lets you move money to your gaming account quickly and without hassle. The e-wallet supports multiple currencies, providing flexibility for international players.

Read more about Payz casinos.

Prepaid cards

A prepaid card is well suited for payments to foreign online casinos without a Swedish gaming license. You top them up in advance and use them to pay online.

The disadvantage of using pre-paid cards is that you cannot withdraw any winnings to them.

The advantage is of course that you don't have to share sensitive bank details and that they contribute to sustainable gambling. Read more about the most popular prepaid cards below…

Paysafecard

Paysafecard is a reliable prepaid card that can be used to play at many casinos without a Swedish license. The payment solution is very secure because you don't have to share sensitive bank details with the casino. The brand and product are owned by the Paysafe Group, which also offers the e-wallets Skrill and Neteller.

Read more about Paysafecard casinos.

Neosurf

Neosurf is a prepaid card that offers safe and private online payments. With Neosurf you easily top up with money and are ready to play online casino in no time. The card is not linked to your bank account and protects your identity and your money.

Read more about Neosurf casinos.

Mobile payments

There are payment methods specifically designed to work on mobile devices. These simplify deposits when you play at mobile casinos without a Swedish license.

The most popular methods for mobile payments that work at casinos without a Swedish license are Apple Pay, Google Pay and Siru Mobile. However, be aware that none of these methods work for withdrawals!

Apple Pay

Apple Pay has revolutionised mobile payments at casinos without a Swedish license. They are very secure and they only share a random token with the online casinos.

You just need to connect your card to your Apple device to enjoy fast deposits.

Read more about Apple Pay casinos.

Google Pay

Google Pay is very similar to Apple Pay. The payment method is Google's equivalent to Apple's payment solution. It suits those who play at casinos via Android devices and do not have an Apple product.

Read more about Google Pay casinos.

Siru Mobile

Siru Mobile is a mobile-friendly payment solution. You can play casino today and pay tomorrow (in other words, you can play on credit). The Siru Mobile invoice comes via your phone bill.

Read more about Siru Mobile casinos.

Invoice

Casino games against an invoice are convenient options at casinos without a Swedish license. When you play via invoice, you get entertainment today and pay tomorrow.

This is not allowed in Swedish casinos, so if you prefer this arrangement, only casinos without Spelpaus apply.

Just remember to play responsibly and never bet money you can't afford to pay. Two of the most popular options for casinos with invoices are Paylevo and Klarna.

Read more about Invoice casinos.

Paylevo

Paylevo is a mobile-friendly invoicing method. It can be used at several casinos without a Swedish license to play now and pay later.

Read more about Paylevo casinos.

Klarna

Klarna is a well-known payment method that is often used for online transactions. It is also available on some gaming sites outside the Swedish Gaming Authority's supervision, but cannot then be used by Swedish players.

Read more about Klarna casinos.

Classic bank transfer

You can use classic bank transfers when playing at the online casino. This method is somewhat slower than, for example, crypto or e-wallets.

In addition, there may be additional costs and Swedish banks may object to transfers to gambling companies without a Swedish license.

The advantage, however, is that large sums can be moved this way. But, given that there are casinos with cryptocurrencies, it might be worth putting bank transfers on the shelf.

Blocked payment methods at casinos without Swedish license

Many popular payment methods do not work in casinos without Spelpaus.

You cannot use Trustly or Zimpler at non-Swedish casinos because they require BankID. Even so, we want to inform you about them below because they were so popular in the past…

Trustly

Foreign casinos with Trustly were for a long time very popular among Swedish players.

Trustly offered lightning-fast and secure deposits and withdrawals to casinos without a Swedish license.

The Swedish company was the first to offer Pay N Play.

It simplified the KYC process while making payments smoother.

Unfortunately, it is not possible to play at foreign casinos with Trustly, as the payment service requires BankID.

Since it is interpreted as being aimed at the Swedish market, there are no casinos without a Swedish license with Trustly.

Read more about Trustly casinos.

Zimpler

Zimpler casinos without a Swedish license worked through the use of BankID.

Using the e-identification, the player signed an agreement that allowed Zimpler to transfer money directly to the online casino.

The Swedish payment solution took over when Trustly left the casino market without Spelpaus.

But, in the summer of 2023, Zimpler went the same way as Trustly.

The company stopped collaborating with casinos not licensed by the Swedish Gaming Authority.

The business was considered to promote illegal gambling and Zimpler was fined by the Swedish Gambling Authority.

Since July 2023, there are no longer any Zimpler casinos without Spelpaus.

Read more about Zimpler casinos.

Swish

Swish is the most popular online casino solution in Sweden.

Unfortunately, Swish cannot be used to play at casinos without a Swedish license.

Similar to the two payment methods mentioned above, BankID is required for Swish to work.

Thus, such payments would be interpreted as the game targeting the Swedish market and promoting illegal gambling activities.

So, if you want to play with Swish as a payment method, Swedish casinos apply.

Read more about Swish casinos.

Brite

Brite is an upstart in the payment market.

The company offers the same type of payment solutions as Zimpler and Trustly and works in the same way.

For that reason, there are no casinos without a Swedish license with Brite.

Read more about Brite casinos.

Finshark

Finshark is also a Swedish payment method on the rise.

But like the aforementioned payment solutions, Finshark requires a BankID to carry out transactions.

This means that Finshark cannot be used at casinos without a Swedish license because these transactions would be interpreted as directed at the Swedish market.

Read more about Finshark casinos.

How to deposit at a casino without Swedish license

Screenshot of deposit example at Ricky Casino

Depositing money at a casino without a Swedish license may differ slightly from the process at casinos with a Swedish license. This is mainly due to different available payment methods and regulations.

Here is a step-by-step guide on how to go about making a deposit at a casino without a Swedish license…

  1. Choose a reliable casino: Start by researching a reliable casino without a Swedish license. Read our casino reviews and choose a casino without a Swedish license from the list at the top of the page.
  2. Register an account: Follow the casino's process to create a new account. This usually includes providing personal information such as name, address, email address and sometimes a phone number.
  3. Select payment method: Check out which payment methods the casino offers. Casinos without a Swedish license can offer a variety of payment methods. These include credit cards, e-wallets, bank transfers and cryptocurrencies.
  4. Make a deposit: Navigate to the checkout or deposit page and enter the amount you want to deposit. Make sure you meet any minimum deposit requirements and confirm the transaction. Most deposits are processed instantly, but this may vary depending on the payment method chosen.
  5. Start playing: Once the deposit is complete, your new balance will be visible in your casino account. Now you are ready to explore the casino's game selection and start playing.

How to withdraw from a casino without Swedish license

Screenshot of withdrawal example at Ricky Casino

Withdrawing money from a casino without a Swedish license is a process that requires you to use the available withdrawal methods. It is very similar to casinos with a Swedish license, except for the fact that some payment methods are not available at casinos without a Swedish license.

Here's how to make a withdrawal…

  1. Check account balance: Make sure you have enough money in your casino account to make a withdrawal. Remember to check if there are any wagering requirements attached to bonuses that you need to meet before withdrawing your money.
  2. Choose withdrawal method: Go to the casino's withdrawal page to see which withdrawal methods are offered. Casinos without a Swedish license can offer different methods. These include bank transfers, e-wallets, credit cards and sometimes even cryptocurrencies. Choose a withdrawal method that suits you best.
  3. Enter withdrawal amount: Enter the amount you wish to withdraw. Be aware that there may be a minimum and maximum withdrawal amount. Double-check that all information is correct, including payment method and amount.
  4. Verify your identity: To comply with anti-money laundering rules, the casino may request that you verify your identity before withdrawing. This may mean that you need to send in copies of personal documents, such as an ID card or passport and possibly a utility bill or bank statement that confirms your address.
  5. Wait for processing: The withdrawal time varies depending on the casino and the selected withdrawal method. E-wallets are often faster than bank transfers, for example. If the withdrawal takes longer than expected, contact the casino's customer service for updates.
  6. Receive your funds: Once the withdrawal has been processed, check that the funds have been received via your selected withdrawal method. You should receive a confirmation from the casino when your withdrawal has been completed.

Which casinos without a Swedish license have the fastest withdrawal times?

The casinos with the fastest withdrawal times vary depending on the chosen payment method and the actual casino.

This is because some payment methods process payments faster than others. The same thing applies to online casinos, where some are faster than others. In addition, some casinos carry out a KYC process more often than others when withdrawing.

We have researched and found casinos with fast payouts. See the withdrawal times in the table below…

Comparison table for casinos without a Swedish license with the fastest withdrawals:

Casino Speed*
Mad Rush 14 minutes
Winsly 17 minutes
Slotable 20 minutes
Monsino 21 minutes
Spinero 29 minutes

*Based on AstroPay payments in our test. We tested a total of 97 casinos.

Comparison table for payment methods with fastest withdrawals:

Payment method Speed*
Litecoin Up to 5 minutes
Ethereum Up to 10 minutes
Bitcoin Up to 10 minutes
AstroPay Up to 1 day
Jeton Up to 1 day
MiFinity Up to 1 day
Revolut Up to 1 day
Mastercard 2-3 days
Visa 2-3 days
Bank transfer 3-5 days

*Based on averages and what is reported by the casinos.

Are there casinos without a Swedish license with BankID?

No. Nowadays, it is impossible to find a casino without a Swedish license with BankID. The reason is that BankID is a service that is only used by Swedish consumers and it is not legal for casinos without a Swedish license to use BankID.

The Swedish Gaming Authority has written as follows regarding the use of BankID in casinos :

In light of the fact that BankID is an e-identification service that is only used by Swedish customers, the Swedish Gaming Authority assesses that BankID gambling companies are targeting the Swedish market.

Those who want to play at a casino without a Swedish license will have to get used to the idea of ​​playing without a BankID. In addition, this means that you will usually have to go through the classic KYC process.

The gambling companies will request copies of ID documents and proof of address. It may also happen that they want to see other documents that prove your identity. The purpose is to counter money laundering and the financing of terrorism.

What bonuses do casinos without a Swedish license offer?

Screenshot of current bonuses at casinos without a Swedish license

As previously mentioned, Swedish licensed casinos can only offer a welcome bonus, no more. Even if the license covers several brands. This also applies if a player has "different game accounts" in the different brands cf. The Swedish Gaming Authority on bonuses and bets. This does not apply to casinos without a Swedish license!

A casino that does not have a Swedish license can award all types of bonuses. All casinos are different and thus often offer different types of bonuses. They can, therefore, unlike a casino with a Swedish license, offer more than just a welcome bonus.

The majority of all "traditional" gambling companies offer some form of bonus. In contrast, today's modern casinos, which often focus on games without an account, rarely offer bonuses. Here, the focus is usually on offering smooth and fast play via registration and login via BankID.

Below you will find examples of the most common bonuses you can expect at casinos without a Swedish license:

Welcome bonus

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The welcome bonus is by far the most common bonus you will find when browsing unlicensed casinos online. It is usually given in connection with your first deposit and usually gives you a bonus of somewhere between 50-300%.

Example: You deposit SEK 100 and get SEK 100 extra if the bonus is 100%.

This type of bonus usually has fairly strict wagering requirements. It may be that it must be wagered 30 times on a certain type of game within a certain number of days. However, this differs quite a lot between different casinos.

It is not unusual that you also have to use a certain payment method. It may also be the case that there are one or more payment methods that are not valid to qualify for the bonus.

Free spins

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Free spins are the same as free spins, i.e. free game rounds on slots and slot machines. Free spins are offered both with and without a deposit.

Free spins are given either on their own or together with another type of bonus, such as a deposit bonus.

Nowadays, however, it is common for free spins to replace the welcome bonus, and the bonus usually only works on a certain type of slot machine.

Example: You get 100 free spins for the Starburst slot machine when you register.

Whether these spins have wagering requirements or not differs between different casinos. As standard, they usually have some form of requirement or condition, for example, that they may only be used on a certain type of machine within 60 days.

No deposit bonus

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A no deposit bonus is a slightly rarer form of bonus that only a few casinos use.

This bonus is exactly what it sounds like, namely a bonus that is given without you having to make a deposit with the casino.

A no-deposit bonus can come in the form of a welcome bonus, free spins or reload bonus.
Example: 50 free spins without deposit.

This type of bonus is usually quite small, often between SEK 50-100 or free spins. No deposit bonuses often come with fairly strict wagering requirements.

You often find it at newer casinos without a Swedish license that want to attract many new customers quickly.

No wager bonus

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Bonus without wagering requirements is a type of bonus that does not require you to reach any specific requirement before you can withdraw your winnings.

This bonus often requires you to deposit money, but instead has no wagering requirements. Even this bonus tends to be quite small in size and can consist of pure play money or free spins.

Example: You make a deposit and receive SEK 100 in bonus, and you can withdraw your funds without the requirement of having to play through the bonus.

The bonus terms may still require it to be used or activated within a certain time frame. It is common that it is only available on a certain number of games, often some kind of slot machine.

Bonus money without deposit

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Some casinos without a Swedish license now offer their customers a bonus consisting of bonus money without the need to make a deposit.

Example: You get 5, 10 or 20 euros when you have registered with the casino.

This "bonus money without deposit" also falls under the category "no deposit" bonus. This means that you as a player do not have to deposit any of your own money to get access to the bonus money.

This type of bonus is sought after by players but is quite rare. It is important to keep your eyes open for casinos that have this type of bonus offer.

Cashback bonus

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cashback bonus means that you as a player get back a certain percentage of a possible loss! You can often get back as little as 5 per cent and as much as 20 per cent of your loss at unlicensed casinos.

Example: If you lose SEK 100 on a slot machine and have a cashback of 20%, this means that you will get SEK 20 back if you use your cashback bonus.

It can be quite nice to have this type of "insurance" when playing online! Cashback bonuses do not exist at casinos with a Swedish license.

Reload bonus

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In short, a reload bonus is a deposit bonus that is offered after you have made your first deposit. In other words, on the second, third or fourth deposit. A reload bonus is often seen to have a lower matching percentage, for example, 50%, while a welcome bonus has 100% or more.

Example: You want to make a second deposit. You deposit SEK 1,000 and the casino gives you a 75% reload bonus. This means that you have SEK 750 in bonus + the SEK 1,000 that you have deposited yourself.

VIP and loyalty programs

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VIP bonus is a measure that casinos take to reward their most loyal players and customers. A High Roller or VIP player is an individual who regularly plays with high stakes at an online casino. As a VIP player, you can take part in, among other things:

  • Exclusive bonuses for tournaments
  • VIP bonuses and unique offers exclusively for big players
  • Invitations to major events such as poker tournaments or travel and match visits for all odds and sports fans
  • Some VIP programs also offer big players a personal and completely dedicated person from the staff.

If you want to become a VIP player at a casino without a Swedish license, you should play wisely, be patient and not bet money you cannot afford to lose!

Rakeback

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rakeback bonus is a form of reward that casinos or poker rooms offer their players.

It means that the player gets back a percentage of the rake (fee) paid to the casino during the game. Rakeback acts as a refund and is a way for players to reduce their costs or losses over time.

This type of bonus is particularly popular among poker players, where rake can affect the player's long-term profit margins.

Sports betting bonus

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sports betting bonus is a type of bonus that casinos give to new or existing players to entice them to play or continue playing.

These bonuses can include free games, deposit bonuses, increased odds or risk-free games where the player gets his bet back if the game is lost.

This type of bonus is particularly popular among sports enthusiasts.

Are there limited-time casino offers?

Yes, casinos without a Swedish license often offer time-limited bonuses. For players looking for that little extra, casinos without a Swedish license offer an exciting opportunity to experience time-limited promotions. These can dramatically enhance your gaming experience.

By staying informed and acting quickly, you can take advantage of the most beneficial promotions. They often look like this:

Examples of time-limited campaigns at casinos without a Swedish license

Which casinos without Swedish license have the best bonuses?

With our comparison table below, we hope to make it easier for you to find the best casino bonuses without a Swedish license in various categories.

Welcome bonus 200% up to 1.000€ Red Dice
Free spins 8.000 free spins Mad Rush
Bonus without deposit 200 free spins without a deposit Fairspin
Bonus without wagering 1.000€ with 0 wagering requirements ViggoSlots
Bonus money without deposit 5€ without deposit Tsars Casino
Cashback bonus 20% cashback Hugo Casino
Reload bonus Up to 5 reload bonuses Rebellion Casino
VIP and loyalty programs 10% cashback for VIP players Cashalot
Rakeback 22% rakeback Paradise Play
Betting bonus 100% up to 100€ Svenbet

What gaming licenses do casinos without Swedish license have?

Image of gambling licenses at casinos without a Swedish license

Casinos without a Swedish license are usually licensed in Malta, Estonia or Curaçao. Sometimes casinos also use less common licenses such as those from the Isle of Man, Alderney, Gibraltar or Kahnawake Gaming Commission.

It is important to understand what differentiates these licenses as they have a major impact on taxation (as mentioned above), player protection and ensuring a good gaming experience.

Therefore, we provide a brief introduction to the foreign gambling authorities below:

Malta Gaming Authority (MGA)

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The Malta Gaming Authority (MGA) issues licenses to online casinos. These casinos must follow strict rules for fairness and safety.

Swedish players like to play at MGA casinos because they are reliable and easily accessible. In addition, any winnings from casinos without a Swedish license that are supervised by the MGA are not taxed. It depends on how the legislation is designed within the EU, but one condition is that the casino does not direct the game towards Sweden.

MGA casinos also offer similar tools as Spelpaus. However, there are important differences. Maltese betting companies are not linked to a national suspension register. The player must instead close himself off at each of the online casinos that are under the supervision of the Malta Gaming Authority.

Read more about MGA casinos here.

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Estonian Tax And Customs Board (EMTA)

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In Estonia, the tax and customs authority EMTA is responsible for casino licenses.

Estonian casinos are good alternatives to MGA casinos because they are also licensed within the EU. Swedish players can thus win tax-free with them. At the same time, the EMTA license is well known for taking gambling responsibility and fairness very seriously.

However, there are significantly fewer Estonian casinos without a Swedish license - but this is for obvious reasons. The Estonian license is significantly younger than the Maltese equivalent.

Read more about EMTA casinos here.

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Curaçao Gaming Control Board (GCB)

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The Curaçao license is popular among online casinos and it is relatively easy for gambling companies to obtain.

The gambling laws in Curaçao are significantly looser than the MGA and the Spelinspektionen, mainly when it comes to gambling responsibility.

This means that greater demands are placed on you as a player and it can often be more difficult to get support in the event of conflicts. Since Curaçao is not an EU or EEA country, you must declare and pay tax on winnings from these casinos.

However, there are two major advantages of online casinos without a Swedish license that are licensed in Curaçao, for example: huge bonuses and transactions with cryptocurrencies.

Read more about Curaçao casinos here.

Curacao license

Isle of Man Gambling Supervision Commission (GSC)

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The Isle of Man license is well respected globally for strict safety and fairness requirements.

The Isle of Man Gambling Supervision Commission offers a reliable gambling license that is used by several major gambling companies.

Unfortunately, it is a country that is not part of the EU or EEA and thus profits are taxed.

It may be worth mentioning that the Isle of Man Gambling Supervision Commission is very popular with game manufacturers.

Read more about Isle of Man casinos here.

Isle of Man licence

Alderney Gambling Control Commission (AGCC)

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Since the turn of the millennium, the Alderney Gambling Control Commission (AGCC) has licensed online casinos globally.

The license is barely visible, but it happens that you run into it when you play casino without Game Pause. Just like the Isle of Man, this is a gaming license outside the EU and this means that winnings are not tax-free.

Read more about casinos with an Alderney license here.

Alderney licence

Gibraltar Regulatory Authority (GRA)

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The Gibraltar license is monitored by the Gibraltar Regulatory Authority (GRA) and is known for high security and strict regulations.

It is mainly British betting companies that are licensed in Gibraltar.

Having said that, Swedish players who want to bet at a casino without a Swedish license can run casinos from Gibraltar. In that case, keep in mind that profits are not tax-free.

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Kahnawake Gaming Commission

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The Kahnawake Indian Territory in Canada offers licenses to online casinos.

The license is not as well known as those from Curacao or MGA, but it is used by gambling companies that accept Swedish players.

If you come across such a casino, it is good to be aware that your possible winnings are taxed. This is because Canada is not an EU or EEA country and therefore 30% tax applies.

However, one advantage of the license is that it takes responsible gambling seriously. In addition, you can get big bonuses repeatedly from these casinos without a Game Break.

Read more about Kahnawake casinos here.

Kahnawake license

UK Gambling Commission (UKGC)

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The UK Gambling Commission (UKGC) is probably the most respected gambling authority in the world.

The UK gaming license is well known and very strict as well as secure.

Swedish players looking for an online casino without a Swedish license, unfortunately, cannot play at UKGC casinos. Namely, it is a gaming license that only regulates the British market.

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How does the license affect the technical requirements placed on casinos?

As a starting point, casinos without a Swedish license are not subject to the same technical requirements as casinos with a Swedish license. This is because the authorities tasked with regulating, controlling and setting technical requirements for the casinos are different.

In Sweden, the Gaming Authority has a significantly higher requirement profile than, for example, the Malta Gaming Authority (MGA).

Requirements for casinos without a Swedish license

Extra requirements for Swedish casinos

Licensing is a key factor that affects everything from player protection to taxation and gaming experience. This is why you must choose carefully and always check the casino's license!

Remember, we do NOT recommend playing at unlicensed casinos! In other words, casinos that have no license at all!

Account registration and verification of casino accounts at casinos without Swedish license

Screenshot of account registration and verification as a logged-in user

Creating a casino account and understanding how the KYC process (Know Your Customer) works are important steps to start playing at casinos without a Swedish license.

Both account registration and the KYC process are slightly different at casinos without a Swedish license compared to casinos with a Swedish license. However, at the same time, they are also very similar.

How to create a casino account

Creating a casino account at casinos without a Swedish license is a simple process. It differs a little from casinos with a Swedish license because you cannot use BankID to create an account.

Here's a detailed walkthrough of how to go about it:

  1. Choose a casino: Start by choosing a casino without a Swedish license that meets your requirements for game selection, bonuses, security, etc.
  2. Register: Visit the casino website and find the button to register. You will be redirected to a registration form.
  3. Enter personal data: Fill in your personal data in the form. This usually includes your name, address, email address and date of birth.
  4. Accept the terms: Read the casino's terms of use. Accept these to continue.
  5. Confirm registration: Complete registration by following any additional instructions. This may include verifying your email address or mobile number, for example.
  6. Complete the KYC process: Some casinos require you to go through a KYC process immediately after registration (some wait until you try to withdraw). This may mean submitting copies of personal documents, such as a passport or driver's license.
  7. Make your first deposit: Once your casino account is created, you're ready to make your first deposit and start playing. Click here and see how to deposit money.

How the verification process / KYC process works

Verification control, or KYC (Know Your Customer), is something all casinos are required to do to comply with money laundering laws and regulations.

The KYC process often takes place when you register at the casino or when you have to make a withdrawal. It also happens if you win big (typically more than 25.000 kroner or 2.000 euros). This does not depend on the license, or whether it is domestic or foreign.

The big difference, however, is that casinos with a Swedish license have stricter legal requirements regarding customer awareness. Therefore, they require more documentation compared to casinos without a Swedish license.

If you need to go through a KYC process, it will often look like this:

  1. You receive a message from the casino
  2. You must send documentation in the correct format
  3. Wait for approval or follow-up questions
  4. Once approved, you can continue to make deposits and withdrawals

What documentation must be submitted?

Most often, casinos require you to verify yourself with the following information:

Is it safe to send documentation to casinos without a Swedish license?

Yes, it is. If the casino has a license in another country, they are subject to many rules for processing personal data (for example GDPR if the casino is based in the EU). In addition, the casino has absolutely no interest in leaking this information because then people would not dare to play there. .

How does the casino protect and secure personal information?

Casinos without a Swedish license handle and store personal data about their users with great care. This is in accordance with international data protection laws and standards.

To protect data transfers, casinos without a Swedish license use advanced encryption technology, such as SSL (Secure Socket Layer) or TLS (Transport-Layer-Security). It ensures that all information sent between the player and the casino is protected and cannot be read by unauthorised persons.

Access to personal information is strictly limited within the casino's organisation. Only authorised personnel with clearance to handle information will have access to it.

Personal data is stored on secure servers that are protected against unauthorised access, data loss or other security threats. Many casinos also use cloud-based solutions with high-security standards for data storage.

In addition, information is not stored longer than necessary. The casinos adhere to the principle of data minimisation and retain personal data only as long as it is necessary for the purposes for which it was collected, or as long as it is required by law.

To read more about exactly how they process your data, we must refer you to the casino's website. You will find information about this in the casino's privacy policy.

Marketing and advertising

Generally speaking, when you create an account and accept the casino's terms of use, this often includes consent to receive marketing communications from the casino.

This means that the casino has the right to send information about promotions, new games and other offers via e-mail or other means of communication that you have specified during registration. However, it is important to note that you as a player always have the option to opt out of these by unsubscribing from the newsletter or contacting the casino's customer service to request that you no longer receive marketing material.

But remember, these casinos are not allowed to send e-mails or other advertising in Swedish! In other words, expect everything to be in English.

More about casinos without an account and Pay N Play casinos

Casinos without an account, Pay N Play casinos and casinos without registration basically mean the same thing.

Pay N Play is a smart solution for managing deposits and withdrawals, as well as KYC for casino accounts. By using BankID in combination with payment solutions such as Trustly, Zimpler, Swish or Brite, the player can quickly get started and play casino without going through the classic registration process.

That is why Pay N Play casinos are sometimes referred to as a "casino without account" or "casino without registration". Technically, this is wrong wrong. An account is opened, but the process itself is much simpler than was the case with a username and password.

In short, Pay N Play casino is significantly smoother and offers a better user experience.

Unfortunately, Swedish players who want to play at, for example, EU casinos or Curacao casinos cannot use BankID. This is because BankID is only available for Swedish-licensed casinos. If a casino without a Swedish license were to have a BankID, they would be considered by law to target the Swedish market.

This means you have to settle for playing casino without a Swedish license with an account that works via username and password.

If you want to read more about Pay N Play casinos, you can read our separate casino without account article.

Available games at casinos without Swedish license

Swedish players can play all types of casino games, but not from all game manufacturers, at casinos without a Swedish license. However, the range of games at casinos without a Swedish license is still extensive and exciting.

Below, you will find a short description of all casino game types found at casinos without a Swedish license…

Slot machines

Examples of slot machines available at casinos without a Swedish license

Explore the varied selection of slot machines at casinos without a Swedish license for an exciting gaming experience. From traditional fruit machines to modern video slots, there is something for every taste and preference.

Classic slots

Classic slots, also known as one-armed bandits, are timeless favourites among casino players worldwide. These nostalgic slots entice with their simple rules and charming retro style.

Progressive jackpot slots

Progressive jackpot slots are exciting casino games where the jackpot constantly grows in line with your bets. These slots offer the chance of life-changing wins and attract players with their large potential payouts.

Video slots

Video slots are modern and versatile casino games that offer a variety of themes, features and bonuses for you to explore. With impressive graphics and innovative gameplay, video slots are popular among both new and experienced casino players.

3D slots

3D slots are an exciting variant of casino games where you can experience a deeper level of immersion through impressive graphics and realistic animations. These slots offer a unique gaming experience that takes you on a visual journey with their detailed 3D environments and characters.

Table games

Examples of available table games at casinos without a Swedish gaming license

Take part in classic casino games such as blackjack, roulette and baccarat at online casinos without a Swedish license. Whether you are a beginner or an experienced player, the table games offer an opportunity to test your skill and luck.

Blackjack

Blackjack is a classic casino game popular for its simplicity and excitement. The goal is to get a hand with a total card value close to 21 without going over it, and there are several strategies you can use to maximise your chances of winning.

Roulette

Roulette is an exciting casino game where you bet on which number or colour a spinning ball will land on the wheel. With its mix of chance and strategy, roulette attracts players from all over the world with its opportunities for excitement and potential winnings.

Baccarat

Baccarat is an elegant and simple casino game that attracts with its sophisticated atmosphere. You either bet on the banker, the player or a tie and wait anxiously for the result to see who wins.

Poker

Poker is a popular card game that requires skill, strategy and patience from players. With variations such as Texas Hold'em and Omaha, poker offers a versatile gaming experience that attracts both beginners and experienced players.

Craps

Craps is an exciting dice game where you bet on the outcome of the dice roll. With its various betting options and intense atmosphere, craps is a popular choice for players looking for excitement and action on the casino floor.

Live casino games

Examples of available live casino games at casinos without a Swedish license

Get a real casino experience through live casino games at casinos without a Swedish license. With real dealers and interactivity, games such as live blackjack, live roulette and live poker provide an atmosphere similar to being in Las Vegas.

Live blackjack

Live blackjack is an exciting variant of the classic card game where you can enjoy an authentic online casino experience. By playing against real dealers in real-time via live streaming, you get an interactive and engaging gaming experience right from the comfort of your own home.

Live roulette

Through live roulette, you get a genuine casino experience directly from your home, where you can interact with real dealers and other players in real-time. With the atmosphere and excitement of a land-based casino, live roulette becomes an engaging and entertaining online gaming experience.

Live poker

Live poker gives you the opportunity to participate in authentic poker games online, with real dealers and other players from around the world. Through interactivity and real-time communication, live poker creates an exciting and social gaming experience similar to playing in a traditional casino.

Live baccarat

Live baccarat gives you a true-to-life casino experience right from home, with real dealers and real-time interaction. By playing live, you can enjoy the excitement and glamour of a Las Vegas-style casino while playing from the comfort of your home.

Live game shows

Live game shows are an exciting new trend in the online casino world where you can enjoy interactive gaming experiences in real time. Like other live casino games, live game shows offer an authentic atmosphere and the opportunity to interact with real presenters and other players, all from the comfort of your own home.

Bingo and lotteries

Examples of bingo and lotto games available at unlicensed casinos

For a simple and exciting game, try bingo and lotteries at casinos without a Swedish license. These games offer the chance to win without the hassle and are perfect for casual entertainment.

Bingo

Bingo is a popular and entertaining party game where you compete to mark off numbers on their tiles to achieve different winning combinations. With excitement and community, bingo attracts players of all ages to participate in this fun and simple gaming activity.

Lotto

Lotto is a well-known lottery game where you select a set of numbers and hope that your chosen number will be drawn in the upcoming draw. With the excitement of waiting for the results and the possibility of winning big prizes, lotto is a popular form of gambling all over the world.

Scratch cards

Scratch cards are a simple and exciting form of gaming where you scratch off a surface layer to reveal potential winnings. With instant results and ease of play, scratch cards are popular for their speed and excitement.

Keno

Keno is a lottery game where you pick a set of numbers and hope that your chosen number will be drawn. With its varied winning possibilities and the excitement of waiting for the draw, Keno offers an entertaining gaming experience for players who like numbers games.

Betting without Swedish license

Examples of odds and betting available at unlicensed casinos

Betting without a Swedish license is offered by most casinos, but not by all. Despite that, there is a large selection at the casinos that do it.

Swedish players can choose betting without a Swedish license over the Swedish-licensed options for several different reasons. The Swedish legislation opposes several popular gambling markets, and sometimes the gambling law means that entire matches have to be removed.

Now we're going to take a closer look at some of the most popular betting options available. In this way, you can make informed betting choices.

Football

Football is one of the most popular sports for odds and betting, where you can bet on different teams and results all over the world. With exciting matches and the ability to follow your favourite teams, football betting offers an entertaining and engaging gaming experience for enthusiasts.

Horse racing

Horse racing is available on most betting sites without a Swedish license. There, you can bet on different horses and races around the world. With excitement and the ability to follow the progress of the races, horse racing offers an exciting gaming experience for betting enthusiasts.

Tennis

Tennis is a highly ranked sport for online betting, where you can bet on a wide range of matches and tournaments globally. With the ability to predict match results and enjoy player performances, tennis provides an exciting experience for enthusiastic bettors.

Basketball

Basketball is also a very popular sport for betting, where you as a player can bet on different leagues and events globally. By following the matches and predicting winning teams, basketball betting without a Swedish license provides an engaging experience for dedicated bettors.

eSports

eSports is a rapidly growing branch of betting. You can bet on competitions and tournaments within digital gaming worlds. With the thrill of following professional players' performances and the ability to predict winners, eSports betting offers a modern and dynamic gaming experience.

Other games

An example of other available games, with this image showing pachinko

Explore the collection of unique games such as Sic Bo, Pachinko, Mahjong and Dragon Tiger at casinos without a Swedish license. These games offer a different gaming experience and are perfect for those who want to try something new and exciting.

Sic Bo

Sic Bo is a dice game that is often available in casinos without a Swedish license. In Sic Bo, you as a player bet on different outcomes of the dice roll. With its simple but exciting game structure, Sic Bo attracts players to experience a different and entertaining gaming experience.

Pachinko

Pachinko is a Japanese game similar to slot machines. However, it is only sometimes available in casinos without a Swedish license. If you can track it down, the game offers a unique gaming experience where you can enjoy the thrill of controlling steel balls to win prizes.

Mahjong

Mahjong is a popular board game from China. Again, it is only sometimes offered in casinos without a Swedish gaming license. Here you match tiles to create winning combinations. With its strategic and tactical nature, Mahjong gives you a different but engaging gaming experience at the casino.

Dragon Tiger

Dragon Tiger is an exciting card game that can often be found at online casinos without a Swedish license. You bet on which hand will have the highest value, the Dragon or the Tiger. With its fast-paced gameplay and simplicity, Dragon Tiger entices players to experience an intense and entertaining gaming experience.

Extra information about slot machines at casinos without Swedish license

There are some details you should know when it comes to slot machines at casinos without a Swedish license. These include additional rules, such as the 3-second rule and the RTP rules. Let's cover those in more detail below…

The 3-second rule on slot machines

At casinos with a Swedish license, it is a legal requirement that each spin last at least three seconds. This does not apply to slot machines at casinos without a Swedish license.

This means that players don't have to spend so much time waiting. Instead, you can concentrate on actually playing. You can often set the slots to spin at different speeds and influence how much you play during a gaming session. Plus, you can instantly end a round by hitting the Spin button again once the reels are in motion. This functionality doesn't work at Swedish-licensed casinos.

Payback percentage - RTP (return to player)

The payback percentage – or RTP – is the percentage paid back to the player on average. This can vary from game to game. For example, Divine Fortune has an RTP of 96% and Starburst has an RTP of 94%.

For casinos without a Swedish license, there are still rules in place to govern the payback percentage for each game. This percentage is determined by the game manufacturers, but the license can also have an effect.

You should be aware that game manufacturers sometimes create several different variants of their slot machines to change the payback percentage.

In the case of completely unlicensed casinos (which we absolutely cannot recommend!), the RTP percentage can be changed by the casino itself. Therefore, do not play on these, as they will inevitably offer very poor RTP percentages!

Which casinos without Swedish license have the most games?

Casino name Number of casino games
Jupi Casino 7.200+ casino games
Tsars Casino 6.600+ casino games
Dreamz Casino 6.100+ casino games
Koi Casino 5.900+ casino games
Quick Slot 5.700+ casino games

Game providers at casinos without Swedish license

Game providers available at casinos without a Swedish license

At casinos without a Swedish license, you will find most of the game providers you already know. However, not all are present in the non-Swedish license market.

In the table below, we list some of the main game providers whose games are available at casinos without a Swedish license:

Game provider Most popular games
NetEnt Starburst, Gonzo's Quest, Mega Fortune
Evolution Crazy Time, Dream Catcher, Monopoly Live
Play'n GO Book of Dead, Reactoonz, Legacy of Dead
Microgaming Mega Moolah, Thunderstruck II, Immortal Romance
Yggdrasil Valley of the Gods, Beauty and the Beast, Golden Fish Tank
Red Tiger Blood Suckers Megaways, Bounty Raid 2, Vault Cracker
Pragmatic Play Big Bass Bonanza, Sugar Rush, Gates of Olympus

Be aware that games from certain game providers cannot always be played from Sweden. This mainly depends on the agreement between the casino and the game developer and whether or not they can target Swedish players.

Game providers that are not available in casinos without Swedish license

Some game providers are not available at casinos without a Swedish license. There can be several reasons for this. Most commonly, there are legal and geographic restrictions, but it can also be about business decisions or specific license agreements.

Game providers that are not available at casinos without a Swedish license also include smaller and niche companies. These are companies that do not have the resources or interest required to expand beyond their main markets.

Casinos without Swedish license with most game providers:

Casino Number of game providers
Jupi Casino 91+ game providers
Snatch Casino 77+ game providers
Koi Casino 71+ game providers
Joker.io 67+ game providers
Tsars Casino 65+ game providers

Guide: How to play at casinos without Swedish license

Playing at a casino without a Swedish license basically works in the same way as when you play at casinos with a Swedish license. There are some differences, but the registration process itself tends to be the same.

Below, we explain step by step how you can get started at casinos without a Swedish license:

Choose a casino without a Swedish license
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Choose a casino without a Swedish license

Find a casino without a Swedish license in our list. All casinos in the list are completely safe, and handpicked by experts.

Customer service at a casino without Swedish license

Examples of customer services, such as email, chat and phone at EnergyCasino

Casinos without a Swedish license offer customer service, but not in Swedish. Swedish law prevents them from marketing to Swedes and that includes offering Swedish support channels.

Customer support usually takes place via chat or email, and sometimes via telephone. That is a big difference. Otherwise, the service is similar to that of Swedish-licensed casinos.

Last but not least, there is usually a FAQ section, where you can find the answers to common questions. Unfortunately, the pages of an international casino are not translated into Swedish. However, you won't have any problems navigating the site, and if you run into problems, you can always use Google Translate.

How do you make a complaint?

Unfortunately, you cannot complain about casinos without a Swedish license to the Swedish authorities. Gambling companies without a license from the Swedish Gaming Authority do not comply with the Gambling Act.

If you have a complaint and want to report a casino from, for example, Malta, you must contact the Malta Gaming Authority instead.

However, we suggest that you start by trying to resolve the dispute via the casino's customer support.

Overview of limits at casinos without Swedish license

Understanding the limits of gambling at casinos without a Swedish license is central to responsible gambling and protecting players.

In this section, we explore the various restrictions at casinos without a Swedish license. This includes their modes of operation and their contribution to a safe gaming culture. In addition, we also highlight the biggest differences compared to Swedish-licensed casinos.

Deposit limits

A deposit limit is a predetermined limit on how much money a player can deposit into their casino account. And this is measured over a certain period. For example, this can be a daily, weekly or monthly limit on deposits.

Deposit limits play a decisive role for many players who choose to play at casinos without a Swedish license. A significant portion of these players look for casinos that offer high, or even unlimited, deposit options.

Most casinos without a Swedish license do not have a deposit limit. However, players are often limited by their chosen payment method – not the casino. This is in contrast to Swedish-licensed casinos. As an example, you can deposit unlimited amounts of Bitcoin, but only €250 with a Neosurf Light Account. .

Minimum deposit limits

The minimum deposit at a casino without a Swedish license is usually 10-20 euros or the equivalent of 100-200 kroner. This minimum deposit amount is based on expensive bank fees. This applies both to casinos with and without a Swedish license.

Payout limits

Withdrawal limits at casinos without a Swedish license vary greatly depending on the casino and the selected payment method. At many casinos without a Swedish license, the withdrawal limits are generally higher compared to casinos that operate under a Swedish license. It can be attractive to players who prefer to play with larger amounts.

However, it is important to note that the chosen payment method can affect both the withdrawal times and any limits. For example, e-wallets may offer faster withdrawals but with lower limits, while bank wire transfers may allow higher withdrawal amounts but with longer processing times.

Time limits

Time limits are a feature that allows players to limit how much time they can spend playing at a casino. This measure is designed to promote responsible gambling by helping players control their habits and prevent excessive gambling. Players can usually set daily, weekly or monthly time limits on their gaming accounts.

The difference between casinos with and without a Swedish license is big. In Swedish-licensed casinos, time limits are mandatory, which means that casinos must offer tools for self-control. This does not apply to casinos without a Swedish license. Casinos without a Swedish license have a more relaxed approach to these time limits.

Loss limits

Loss limits are an important responsible gambling feature. They allow players to set an upper limit on how much money they can lose over a set period. This measure helps players keep their gambling within their financial limits. It also helps prevent developing a gambling problem by limiting potential losses.

Unlike Swedish casinos, where loss limits are mandatory, casinos without a Swedish license can offer games without these restrictions. This means an increased risk, which requires self-awareness of responsible gambling.

Although not required by law, most unlicensed casinos offer some form of loss limit tool.

How to set deposit limits at casinos without Swedish license

To set deposit limits on your casino account, follow these simple steps:

  1. Log in to your casino account: Use your login credentials to access your account.
  2. Navigate to Account Settings: Search for 'Account Settings', 'My Account' or something similar. It varies between different casinos.
  3. Find the Gambling Limits section: Within the account settings, there should be an option or section dedicated to gambling responsibility. This is where you can set different types of limits, including deposit limits.
  4. Select deposit limits: Click the link to set deposit limits. You will usually be able to choose to set daily, weekly or monthly limits on how much you can deposit into your account.
  5. Enter the desired limit and confirm: Enter the limit you feel is suitable for you and confirm the setting. Consider choosing a limit that reflects a responsible budget for your gambling.
  6. Confirmation: After you have entered and confirmed your limit, you should receive a confirmation from the casino that your deposit limit is now active.

Remember that deposit limits are a tool to help you keep your gambling under control. If you ever feel that your gambling is becoming problematic, do not hesitate to seek further help and support from professional organisations.

How to set time limits at casinos without Swedish license

To set time limits on your casino account, follow these steps:

  1. Log into your account: Start by logging in to your casino account with your login details.
  2. Go to Account Settings: Navigate to the Account Settings or “My Account” section. This is often accessible via a menu or your profile icon.
  3. Search for Responsible Gambling: Look for a tab or option labelled “Responsible Gambling”, “Game Limits” or something similar. Casinos may use different terms, but the purpose is the same.
  4. Choose time limits: Within the responsible gaming section, you should be able to find an option to set time limits. This allows you to limit the amount of time you can spend logged into your casino account.
  5. Set your desired time limit: Select the maximum time you want to allow yourself to be logged in. Consider choosing a realistic limit that will help you keep your gaming under control without preventing you from having fun.
  6. Confirm your settings: After entering your desired time limit, save or confirm your settings. Some casinos may require you to re-enter your password or perform another form of verification to ensure that the change is deliberate.

By setting time limits on your casino account, you help promote a healthy balance between gambling and other parts of your life.

How to set loss limits at casinos without Swedish license

To set loss limits on your casino account, follow these instructions:

  1. Log into your account: Log into your account if you haven't already done so.
  2. Navigate to Account Settings: Search for Account Settings or “My Account”.
  3. Find the Responsible Gambling section: Look for a section or option called “Responsible Gambling”, “Gaming Limits” or something similar.
  4. Choose loss limits: Within the ​​responsible gambling section, there should be an option to set loss limits.
  5. Set your loss limit: Enter the maximum amount you are willing to lose during the selected period.
  6. Save your settings: After choosing your loss limit, don't forget to confirm your settings to save them.

Setting loss limits on your casino account is an effective way to manage your gambling budget and help prevent problem gambling.

What is a no-limit casino?

The term "casino without a game limit" includes casinos that do not have any form of game limits. This applies to loss limits, deposit limits, withdrawal limits or time limits.

A casino without game limits is one that operates without a Swedish license. It is, therefore, not bound by laws that limit how much players can bet or lose over a certain time frame.

However, some gambling authorities require the license holders to offer voluntary gambling limits.

You can read more about casinos without game limits here.

Which casinos have the highest deposit and withdrawal limits?

In the table below, you'll find which casinos have the highest deposit and withdrawal limits based on our analysis.

Casino Deposit limit
Joker.io Unlimited
Koi Casino Unlimited
Tsars Casino Unlimited
Jupi Casino Up to 500.000 kr
Viggo Slots Up to 300.000 kr

Casino Withdrawal limit
Koi Casino Unlimited
Tsars Casino Unlimited
Jupi Casino Up to 500.000 kr
Viggo Slots Up to 300.000 kr
Snatch Casino Up to 250.000 kr

Risks with online casinos without Swedish license

Remember, if you play outside the Swedish licensing system, you have to consider certain risks. Let's go over some potential pitfalls you'll want to avoid. The main four are tax riskslegal riskslanguage risks and payment blocks.

Tax risks

Casino profits from gaming companies with a license outside the EU or EEA are taxable in Sweden. It is important to consider if you play at casinos with a license from, for example, Curaçao or Kahnawake.

Legal risks

Remember, the Swedish Consumer Agency, the Swedish Gaming Authority or other Swedish authorities cannot help you. If you have a conflict with a casino without a Swedish license, you should turn to the gambling authority that issued the license.

Language risks

Casinos without a Swedish license do not offer Swedish-language services. The casino pages and the customer service provided are in English.

Thus, you must read information and communicate via chat and e-mail in English. Therefore, we suggest that you only play at foreign casinos if you know that your English is strong. On the flip side, using Google Translate does help mitigate some of these risks.

Payment blocks

Transactions to and from casinos without a Swedish license are sometimes blocked. This may affect the ability to make deposits and withdrawals and depends on the interpretation of the gaming laws.

The legislation was updated in July 2023 to counter payments to casinos without a Swedish license. Now the payment service companies and the Swedish Gaming Authority share the responsibility for blocking these transactions.

IP blocking can also occur, although it is rare. If you cannot reach the casino, a VPN can help, but not all gaming companies allow these services to be used.

Why don't online casinos apply for a Swedish license?

Since 2019, the requirements to be able to conduct activities for games in Sweden have increased significantly. Many casino operators think that the license fee is too expensive and the tax on gross receipts is too high.

Some legal requirements have also appeared. This is something that online casinos did not have to think about before.

These reasons make the Swedish online casino market less attractive for various foreign casinos and gaming companies.

Below, we list the main reasons why international casinos don't apply for a Swedish gaming license.

9 reasons why casinos do not apply for the Swedish license:

At bottom, many gambling companies believe that it is far too expensive to conduct their business in Sweden. Therefore, they choose a different license than the Swedish one.

Are there Nordic casinos without a license?

Yes, there are other Nordic casinos without a Swedish license. Here, you can find all the Nordic casinos listed.

Playing at casinos without a domestic license is not just a phenomenon here in Sweden. You can see that this type of gambling is also increasing in our neighbouring countries of Denmark, Finland and Norway.

In Denmark, for example, many Danes choose to play at Nordic online casinos without a license. They therefore select casinos that have a domestic Danish license for games.

The reason for this is roughly the same as for Swedish players. You want to access more generous bonuses.

A Nordic casino without a Swedish license is, therefore, both attractive and easy for Swedish gambling fans.

How do I find Nordic casinos without a license?

Finding out if you are visiting a Nordic casino without a license is actually very simple.

For all Swedish casinos, the rule is that if they HAVE a Swedish license, the Swedish Gaming Authority's logo must appear at the bottom of the casino's website.

It works the same way in Denmark, where the Spillemyndigheden's logo must be displayed. In Norway, it is the same, and in Finland, the Veikkaus logo must be clearly visible.

You can, therefore, completely rely on the casino's footer. If you cannot find one of the aforementioned logos there, you have found your new Nordic casino without a license.

More info about Norwegian casinos without a Swedish license

In our neighbouring country, Norway, there has been a monopoly on the gaming market for many years.

However, many casinos have offered their games to Norwegians through the Maltese license. This has been to the delight of many, even though these casinos are only available in English.

Recently, many Swedes have also started to search specifically for Norwegian casinos without a Swedish license. This indicates that more and more Swedes are also applying to casinos with, for example, an MGA license.

However, Norway has been actively working for a few years now to make it difficult for anyone except the state gambling company to operate in the country. In the past, bans on TV advertising and the distribution of gambling money have been introduced, among other things.

In April 2023, Norway's Minister of Culture announced that the next step is to block foreign gaming sites with DNS blocking. If the proposal goes through, it will probably come into effect sometime in 2024. .

The future of casinos without Swedish license and Spelpaus

Futuristic image of casinos without Swedish license and Spelpaus

The subject is heavily debated in the media, among industry professionals and among the Swedish people.

However, the legislation was updated in 2023. The aim was to reduce gambling at online casinos without a license from the Swedish Gaming Authority.

Two major changes have come into effect:

The idea of ​​the aforementioned change is to reduce the range of games that a casino without a Swedish license can offer to Swedish players. This is something industry insiders have been paying attention to.

One newspaper reported that casinos without a license from the Swedish Gaming Authority offered games from Evolution Gaming to Swedish players. In the article, however, a spokesperson for the company states that they are cooperating with the authorities and that they are not doing anything wrong.

On March 25, 2024, we saw a similar case when Yggdrasil received a warning and penalty fee for offering its games to casinos without a Swedish license.

We players have probably seen the effects of the second point more clearly. It's one of the reasons why Zimpler is no longer available at foreign casinos serving Swedish players.

These two points are negative for us who want to play at casinos without a Swedish license. However, there are signs that gambling at casinos outside the Swedish licensing system will not necessarily decrease in the future.

What do the statistics about casinos without Swedish license show?

The channelling, i.e., the proportion of all bets made on gambling sites with a Swedish license, is a total of 77 per cent for all online games. Channelisation is highest for lotteries and number games (91 per cent) and lowest for online casinos (72 per cent) and poker (72 per cent) according to a report on channelling in the Swedish gaming market.

Let's look at the main reasons why Swedish players play at casinos without a Swedish license. The statistics from the Swedish Gaming Authority make it clear that it's due to bonuses, players looking for other winning opportunities or because they have blocked themselves from Spelpaus.

In short, if Swedish-licensed casinos can only offer one bonus, players will still go to casinos without a Swedish license.

Will new casinos be launched without Swedish license?

When we look at the number of new casinos without a Swedish license that are launched, there is no doubt that there is definitely a market and that players demand these types of casinos. Otherwise, they would not be launched.

As long as the requirements for a Swedish license remain high, more and more new casinos will target other licenses. This will help them offer more attractive bonuses and similar benefits to players.

In the table below, we have gathered all the newest casinos without a Swedish license. And, if you want to read a more in-depth article on this topic, check out new casinos without Swedish license.

Newest casinos without a Swedish license Launch date
Slotmonster 2024
Bof Casino 2024
Slotti Casino 2024
Nitrospins 2024
GGbet 2023

Are there any new rules in the works?

It is being discussed in the Riksdag that the tax for gambling companies in Sweden should increase from 18% to 22%. This may result in the repayment percentage decreasing and Swedish players will turn to casinos without a Swedish license. In fact, the proposal was met with dismay from the Online Gaming Industry Association.

In addition, the government recently announced plans to make it illegal to use credit cards for online gambling. This is something that the Online Gaming Industry Association (BOS) strongly opposes.

Summary of casinos without Swedish license

Now you have all the important information about casinos without a Swedish license. You know what distinguishes the licenses from each other, what advantages and disadvantages they have and which casinos do not have a Swedish gaming license.

If you have questions or concerns, you are always welcome to contact us. We are happy to help you with any questions regarding licenses and other related issues. We hope you found our article interesting and want to continue reading our articles in the future!

Make sure you play at legal casinos within your limits. Casino games should be fun – therefore you should immediately contact a gambling addiction help organisation if you feel that the game has gotten out of hand. Always play responsibly!

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Frequently asked questions about online casinos without Swedish license

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Yes, all reliable and safe casinos have a valid gaming license from a gaming authority. These can be gaming licenses from the Malta Gaming Authority (MGA), Estonia (EMTA), Curaçao (Curaçao eGaming), Isle of Man, Gibraltar, and more.

You should never play at casinos that do not have a valid gaming license (unlicensed casinos).

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No, the fact is that if a casino has a different license than one from the Swedish Gaming Authority, it absolutely does not mean that it is rigged or worse.

However, it does not offer the tools for responsible gambling that a Swedish casino does, but is of course, despite this, as reliable and safe as a casino with a Swedish gaming license. However, this only applies to gambling companies that actually have a valid gambling license from some form of gambling authority.

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Yes, all Swedes over the age of 18 can legally play at casinos without a Swedish license.

This assumes you are in the correct country or area. Some casinos only allow players from certain countries and that means you have to be in the country to play at the casino. For example, the casino only accepts players from Great Britain.

In general, many casino sites welcome Swedish players. This means you can pick and choose from an almost endless selection.

As a Swedish player, you not only get access to casinos with a Swedish license, but a large proportion of all casinos without a Swedish license as well . This means that you can pick and choose between casino bonuses and game selection online.

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Yes, it is legal if the casino has a different license and the website is in a language other than Swedish.

This is explicitly stated in Chapter 1 of the Gambling Act on the scope of the Act. According to §2, the law must be applied to games provided in Sweden, but not to online games that are not aimed at the Swedish market.

Legally speaking, you can see if the online games are aimed at a specific country if the website, advertising and other material is written in the local language. If it is written in English, this is not the case.

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Yes, it is 100% safe to play at casinos without a Swedish gaming license as long as the casino has a valid gaming license. However, there are some that are safer than others.

Generally speaking, Maltese and Estonian casinos are the safest for Swedish players. They are licensed within the EU/EEA and these licenses have a generally higher reputation than Curacao.

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No, unfortunately you cannot play with Swedish kronor at a casino without a Swedish license.

The fact that you cannot use Swedish kronor does not necessarily mean that it will be more complicated or much more expensive to play. You may have to pay a small currency surcharge, but it is generally not more than that. Which currency or currencies the casino deals with depends entirely on which casino you play at, but usually it is euros (€).

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Yes, the Spelpaus tool covers only casinos that have a Swedish gaming license from the Spelinspektionen. You can therefore play at casinos that have a license from some other form of gaming authority. However, you should think before you do, as there is a reason why you signed up to Spelpaus in the first place.

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Yes, most casinos without a Swedish license offer many types of bonuses; welcome bonuses, reload bonuses, no deposit bonuses, cashback bonuses and many more. It is actually quite common to get a bonus at casinos without a Swedish license.

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Yes, it is perfectly fine to play at a casino from Norway that does not have the Swedish license. A Norwegian gaming site without a Swedish license often has a license from Malta (Malta Gaming Authority) instead.

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If you play at a casino with a license within the EU/EEA, you do not have to pay tax on your winnings according to Swedish law.

However, if the casino is licensed outside the EU/EEA, such as Curacao or other jurisdictions, winnings are not tax-free.

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At most casinos without a Swedish license, the minimum deposit is 10-20 euros. It is the lowest amount of money/minimum amount that can be deposited at a casino and played for. How low this amount exactly is depends on the casino in question.

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The Swedish Gaming Authority has no authority over casinos without a Swedish license because these casinos are regulated by other jurisdictions. The Swedish Gaming Authority's mandate and supervision are limited to gaming operators who hold a Swedish gaming license and comply with Swedish legislation.

Anders Larsson
Anders Larsson iGaming specialist
118 Artiklar 0 Recensioner

Anders har under många år arbetat som skribent inom iGamingbranschen, vilket gör att han besitter oöverträffliga kunskaper inom området. Han har i hela 15 år arbetat som skribent på flera stora företag, däribland ett par av de största svenska spelbolagen.

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Uppdaterad: 4 oktober 2024